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worksheet | Business English

Examples of worksheet, translations of worksheet.

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or work sheet

Origin of worksheet

Words nearby worksheet, how to use worksheet in a sentence.

“Families have told me they’re afraid to go to the school district to get things like worksheet s, learning supplies and the free meals the school district has been handing out since the pandemic started,” Perng said.

Teaching virtually isn’t just giving kids a video to watch and a worksheet to do.

Getting the SBA to forgive Round 1 loans demanded that borrowers fill out three forms and a worksheet , supported by five pages of instructions, and submit potentially dozens of documents.

The students were to fill out the worksheet and share it with Jackson.

Initially, teachers made worksheet s for each grade level, which parents had to pick up at school.

The teacher who created the worksheet admitted “extremely poor judgment,” and will apologize to the students in the class.

As long as you're this far, come on in the office and make out your worksheet .

But he got interested in making the marks on the paper, when Jason helped him color the worksheet .

British Dictionary definitions for worksheet

- a sheet of paper with multiple columns; used by an accountant to assemble figures for financial statements , , - paper used for writing or printing
- a piece of paper recording work planned or done on a project , - a written document preserving knowledge of facts or events

Definitions.net

  Vocabulary      

What does Worksheet mean?

Definitions for worksheet work·sheet, this dictionary definitions page includes all the possible meanings, example usage and translations of the word worksheet ., princeton's wordnet rate this definition: 5.0 / 1 vote.

worksheet noun

a sheet of paper with multiple columns; used by an accountant to assemble figures for financial statements

a piece of paper recording work planned or done on a project

Wiktionary Rate this definition: 1.0 / 1 vote

A sheet of paper on which problems are worked out or solved and answers recorded.

Freebase Rate this definition: 0.0 / 0 votes

A worksheet is a sheet of paper, or on a computer, on which problems are worked A worksheet generator is a software program that generates problems, particularly in mathematics or numeracy. Such software is often used by teachers to make classroom materials and tests.

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How to pronounce Worksheet?

Alex US English David US English Mark US English Daniel British Libby British Mia British Karen Australian Hayley Australian Natasha Australian Veena Indian Priya Indian Neerja Indian Zira US English Oliver British Wendy British Fred US English Tessa South African

How to say Worksheet in sign language?

Chaldean Numerology

The numerical value of Worksheet in Chaldean Numerology is: 3

Pythagorean Numerology

The numerical value of Worksheet in Pythagorean Numerology is: 7

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Translations for worksheet, from our multilingual translation dictionary.

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Understanding Your Experience Rating Worksheet

In Many States, Worksheets Are Issued by the NCCI

Class Codes, Payroll, and Expected Losses

Claims and actual incurred losses, experience rating formula, frequently asked questions (faqs).

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If your company is subject to experience rating under your workers' compensation insurance, an experience modifier should appear on your policy. Your insurance company should provide you with an experience rating worksheet that shows how it determined this modifier.

Key Takeaways

Your Experience Rating Worksheet and Modifier Are Issued by a Rating Authority

Experience modifiers are calculated by a workers' compensation rating organization. A modifier that's less than 1.0 will reduce your annual premium while a modifier greater than 1.0 will increase your premium.

If your business operates in one of the NCCI states , your modifier should be calculated by the NCCI. If your business operates in a monopolistic or independent state, your modifier is likely calculated by your state's workers' compensation rating bureau. No matter what organization issues your modifier, it should provide a worksheet that shows how the number was calculated.

Worksheets used in non-NCCI states may differ somewhat from the NCCI's worksheet, but they typically contain the same information.

Experience Rating Worksheet: Summary and Experience Period

Account summary section.

The first portion of the worksheet, the account summary, includes the following:

Experience Period

Your experience modifier is based on three years of payroll and loss data provided by your insurer. The main portion of the worksheet is divided vertically into three sections, one for each year included in the experience rating period. Each section summarizes the premium and loss information for the year indicated. The oldest information appears at the top.

For instance, suppose your 2022 modifier was calculated based on data from January 1, 2018, to January 1, 2021. The data for the period January 1, 2018, to January 1, 2019, is shown at the top. It is followed by data for the following year (2019 to 2020). Data for the most recent year (2020 to 2021) appears at the bottom.

The worksheet lists the policy number and effective dates for each policy period. It also shows the five-digit carrier code, a number assigned by the NCCI that identifies the insurer that issued the policy.

The worksheet is arranged so that classification codes , payroll, and expected loss data appear on the left while claim information appears on the right. The following table shows the types of information included in the first six columns. The first column (Code) indicates the classification codes assigned to your business. In this example, there are two class codes, 8810 (Clerical Office Workers) and 8742 (Outside Salespersons).

The second column lists the Expected Loss Rate (ELR). The ELR is an actuarial calculation using premium and loss data for all employers in your industry group. It represents the dollar amount your insurer is likely to spend on losses for every $100 of payroll.

For example, if the ELR is .20, your insurer can expect to spend 20 cents on losses for every $100 of your payroll.

Codes, Payroll, and Expected Losses
Code ELR D-Ratio Payroll Expected Losses
Expected Primary Losses
8810 .10 .38 3,750,000 3,750 1,425
8742 .25 .32 1,925,000 4,812.5 1,540

Your expected losses are calculated by dividing your payroll by 100 and then multiplying it by the ELR. In the above example, expected losses for code 8810 are calculated as follows:

.10 x (3,750,000 / 100) = 3,750

Here's the calculation for code 8742:

.25 x (1,925,000 / 100) = 4,812.50

Primary vs. Excess Losses

Suppose your business is hit with a huge loss after it has been loss-free for many years. One large claim could severely impact your experience modifier. To prevent that from happening, losses are divided into two parts: primary losses and excess losses.

Most states have established a threshold (such as $17,000) that separates primary losses from excess losses. Any loss amount up to the specified threshold is the primary loss while the remaining loss is the excess loss . For many claims, all of the primary loss is included for experience rating but only a portion of the excess loss is used.

The NCCI uses an actuarial factor called the Discount Ratio (D-Ratio) to determine the primary portion of your expected losses. It calculates your primary expected losses by multiplying your expected losses times the discount rate. Your excess expected losses are determined by subtracting your primary expected losses from your total expected losses.

Here are the calculations of expected primary losses for the two class codes shown above:

Code 8842: 3,750 x .38 = 1,425

Code 8742: 4,812.50 x .32 = 1,540

Your experience modifier is calculated by comparing your actual losses to your expected losses.

The last five columns of the worksheet reflect your claims and actual incurred losses, meaning losses you have actually sustained. Here's an example:

Claims and Loss Data
123456 05 F 20,000 17,000
654321 05 O 12,000 12,000
NO.6 06 F 13,000 13,000

Claims are listed under the heading Claims Data. In the above example, the first two claims are listed by their claim number but the third shows NO.6. The letters NO indicate a group of small claims that have been combined while the number shows how many claims have been included. "NO.6" means that six small claims have been lumped together. Small claims (typically those under $2,000) are combined only if they involve the same type of injury.

Injury Code and Status

To the right of the Claims Data is a column with the heading IJ, meaning injury code. This code designates the type of claim. For instance, "5" indicates a medical-only claim while "6" means a temporary disability claim. Next is a column with the heading OF. The letters "O" and "F" designate the claim status. "O" means the claim is still open while "F" means it is final (closed).

The table shown above contains data for eight claims: a group of six medical-only claims and two temporary disability claims. For the purposes of this example, the threshold for primary losses is assumed to be $17,000.

Actual Incurred Losses

The last two columns contain data applicable to your incurred losses. These are the workers' compensation benefits (medical expenses and disability payments) your insurer has paid to injured workers on your behalf. For claims that remain open, the loss amount may include a reserve (money your insurer has set aside for future payments).

Actual incurred losses means the amount that has been paid for the claim (or group of claims) indicated. Actual primary losses represents that portion of your total losses that's considered primary losses. When actual primary losses are subtracted from actual incurred losses, the result is actual excess losses. Only a portion of excess losses is used for experience rating.

Experience Rating Adjustment

In many states, medical-only claims are subject to an experience rating adjustment (ERA). When the ERA applies, only 30% of the claim amount is used for experience rating. The remaining 70% is ignored. The ERA does not apply to claims that result in disability payments.

The last part of the worksheet shows the experience rating formula and the values used to calculate your modifier.

Rating Factors

The formula includes two actuarial factors:

Adjustments

Your experience modifier is calculated by dividing your actual losses by your expected losses. Before that calculation is made, your actual losses and your expected losses are adjusted.

First, your actual losses are determined by calculating the sum of the following three items:

Next, your expected losses are determined by calculating the sum of the following:

Finally, your actual losses are divided by your expected losses. For example, suppose your actual losses (based on the formula) were $45,000 and expected losses were $50,000. Your experience modifier would be $45,000 / $50,000 or .90.

What is an NCCI experience rating worksheet?

An NCCI experience rating worksheet is given to companies in NCCI states to show them how their experience modifiers were calculated. This information shows how a company's annual premium is either increased or decreased. The worksheet shows information like the last three years of payroll and loss data, expected losses, and more.

What is the NCCI?

The NCCI is the National Council on Compensation Insurance. The NCCI collects data and information to provide insurance rate and loss cost recommendations. States that use the NCCI as their licensed rating and statistical organization and plan administrator include Maine, Maryland, Florida, Kentucky, Louisiana, Missouri, Oklahoma, Texas, Nebraska, Colorado, Utah, Hawaii, and Montana.

NCCI. " ABCs of Experience Rating ."

NCCI. " About Us ."

NCCI. " NCCI State Map ."

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Worksheets and Workbooks in Excel

Learn about worksheets and spreadsheets in Excel and Google Sheets

A worksheet or sheet is a single page in a file created with an electronic spreadsheet program such as Microsoft Excel or Google Sheets . A workbook is the name given to an Excel file and contains one or more worksheets. When you open an electronic spreadsheet program, it loads an empty workbook file consisting of one or more blank worksheets for you to use.

Instructions in this article apply to Excel for Microsoft 365, Excel 2019, 2016, 2013, and 2010; Excel for Mac, Excel Online, and Google Sheets.

Worksheet Details

You use worksheets to store, manipulate, and display  data .

The primary storage unit for data in a worksheet is a rectangular-shaped cell arranged in a grid pattern in every sheet. Individual cells of data are identified and organized using the vertical column letters and horizontal row numbers of a worksheet , which create a cell reference, such as A1, D15, or Z467.

Worksheet specifications for current versions of Excel include:

For Google Sheets:

Worksheet Names

In both Microsoft Excel and Google Sheets, each worksheet has a name. By default, the worksheets are named Sheet1, Sheet2, Sheet3, and so on, but you can change these names.

Workbook Details

In Excel, use the following shortcut key combinations to switch between worksheets :

In Google Sheets, the shortcut key combinations to switch between worksheets are:

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Worksheet object (Excel)

Represents a worksheet.

The Worksheet object is a member of the Worksheets collection. The Worksheets collection contains all the Worksheet objects in a workbook.

The Worksheet object is also a member of the Sheets collection. The Sheets collection contains all the sheets in the workbook (both chart sheets and worksheets).

Use Worksheets ( index ), where index is the worksheet index number or name, to return a single Worksheet object. The following example hides worksheet one in the active workbook.

The worksheet index number denotes the position of the worksheet on the workbook's tab bar. Worksheets(1) is the first (leftmost) worksheet in the workbook, and Worksheets(Worksheets.Count) is the last one. All worksheets are included in the index count, even if they are hidden.

The worksheet name is shown on the tab for the worksheet. Use the Name property to set or return the worksheet name. The following example protects the scenarios on Sheet1.

When a worksheet is the active sheet, you can use the ActiveSheet property to refer to it. The following example uses the Activate method to activate Sheet1, sets the page orientation to landscape mode, and then prints the worksheet.

This example uses the BeforeDoubleClick event to open a specified set of files in Notepad. To use this example, your worksheet must contain the following data:

When you double-click cell A1, the files specified in cell A1 are opened in Notepad.

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Words and their Meanings

Vocabulary worksheets: correct definition.

At its most basic, students learn the meaning of words by their definitions. In these worksheets, students are given a choice of four words to match to each definition. 

worksheet meaning

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COMMENTS

  1. Worksheet Definition & Meaning - Merriam-Webster">Worksheet Definition & Meaning - Merriam-Webster

    noun work· sheet ˈwərk-ˌshēt plural worksheets 1 a : a sheet that is used in making preliminary plans, auxiliary computations, notes, or comments as a guide in doing some piece of work An electricity worksheet is simply a piece of paper listing all of your household appliances with their wattage. George Johnson b

  2. WORKSHEET | English meaning - Cambridge Dictionary">WORKSHEET | English meaning - Cambridge Dictionary

    worksheet noun [ C ] WORKPLACE uk / ˈwɜːkˌʃiːt / us a document showing work that needs to be done or that has been done: The project worksheet spells out the scope of work to be done and how it will be financed. (Definition of worksheet from the Cambridge Business English Dictionary © Cambridge University Press) Examples of worksheet worksheet

  3. Worksheet Definition & Meaning | Dictionary.com">Worksheet Definition & Meaning | Dictionary.com

    worksheet / ( ˈwɜːkˌʃiːt) / noun a sheet of paper used for the preliminary or rough draft of a problem, design, etc a piece of paper recording work being planned or already in progress a sheet of paper containing exercises to be completed by a pupil or student

  4. Worksheet - definition of worksheet by The Free Dictionary">Worksheet - definition of worksheet by The Free Dictionary

    work·sheet (wûrk′shēt′) n. 1. A form used for calculating, comparing, or analyzing data. 2. A form with questions or exercises for students. 3. A spreadsheet. 4. A sheet of paper used for preliminary notes or computations. American Heritage® Dictionary of the English Language, Fifth Edition.

  5. Worksheet Definition & Meaning | YourDictionary">Worksheet Definition & Meaning | YourDictionary

    noun A sheet of paper on which a record of work, working time, etc. is kept. Webster's New World A form used for calculating, comparing, or analyzing data. American Heritage A sheet of paper printed with practice exercises, problems, etc., to be worked on directly by students. Webster's New World Similar definitions A spreadsheet. American Heritage

  6. What does Worksheet mean? - Definitions.net">What does Worksheet mean? - Definitions.net

    worksheet noun. a sheet of paper with multiple columns; used by an accountant to assemble figures for financial statements. worksheet noun. a piece of paper recording work planned or done on a project.

  7. Your Experience Rating Worksheet - The Balance">Understanding Your Experience Rating Worksheet - The Balance

    The worksheet lists the policy number and effective dates for each policy period. It also shows the five-digit carrier code, a number assigned by the NCCI that identifies the insurer that issued the policy. 1 Class Codes, Payroll, and Expected Losses

  8. Worksheets and Workbooks in Excel - Lifewire">Worksheets and Workbooks in Excel - Lifewire

    A worksheet or sheet is a single page in a file created with an electronic spreadsheet program such as Microsoft Excel or Google Sheets. A workbook is the name given to an Excel file and contains one or more worksheets.

  9. Worksheet object (Excel) | Microsoft Learn">Worksheet object (Excel) | Microsoft Learn

    The Worksheet object is a member of the Worksheets collection. The Worksheets collection contains all the Worksheet objects in a workbook. The Worksheet object is also a member of the Sheets collection. The Sheets collection contains all the sheets in the workbook (both chart sheets and worksheets). Example

  10. Words and their meanings worksheets | K5 Learning">Words and their meanings worksheets | K5 Learning

    Vocabulary worksheets: correct definition. At its most basic, students learn the meaning of words by their definitions. In these worksheets, students are given a choice of four words to match to each definition. Worksheet #1 Worksheet #2 Worksheet #3 Worksheet #4. 2 More.