business plan australia

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• Running a business

Business planning

Writing a business plan.

• Create a business vision
• Business values
• SWOT analysis
• Business goals and KPIs
• Business processes, procedures and standards
• Business advisers

A business plan documents your objectives and the strategies and structures you have in place for achieving them.

Your business plan should explain how you will manage all the important aspects of your business, from products and services to operational plans and finances.

Video: Writing a business plan

Watch our video on why you should write a business plan for your new or current business.

Topics include:

• why it's important to create and review a business plan
• the information to include in your business plan
• using a business plan to achieve your business goals
• downloading and completing our business plan template.

Use a business plan to:

• help you start a new business
• help you improve the performance of an existing business
• attract funding for an investment
• communicate business progress to stakeholders
• communicate business goals and objectives to internal staff members
• attract potential buyers for the business.

A business plan is a 'living' document, so it should evolve and change—think of it as an operating guide for your business throughout the start-up, operations and succession phases.

Download and write a full business plan

Download our free full business plan template and use the guidelines below to write a plan for your business.

There are also other templates available that may better meet your needs—visit business.gov.au .

You should customise your chosen template to suit your business and industry.

We explain below how you can start with a 1-page business plan to ease you into the process of completing the full business plan.

Business plan elements

The elements of your business plan will vary depending on:

• what phase your business is in (starting, running, selling)
• the industry your business is in
• how you choose to use the plan (e.g. for internal development purposes).

Every business plan will be different, but they will generally include similar elements. The sections of our business plan template are listed below—use these as a guide when completing it or as a reference when creating your own.

At the start of your business plan, include the following business details:

• business name
• date registered
• Australian Business Number (ABN)
• Australian Company Number (ACN) – if applicable
• tax file number (TFN)
• business address
• contact details
• website details
• social media details.

Read about choosing a business structure and getting the right licences and registrations .

This section provides an overview of the business concept. It should be attention-grabbing and succinct—the content will be covered in more detail in future sections.

While this is the first section of the plan, it can often help to write it last after the other sections have been finalised.

This helps to ensure that the executive summary covers all the key information within the plan.

It should define:

• what your business vision is
• what your legal structure is
• what products and services you offer
• who your customers are
• what sets you apart from your competitors
• how you will create a market for your products and services
• how you will operate
• what your financial projections are
• how your business or industry will evolve
• who owns or manages your business
• what your short-term and long-term goals are.

Refer to the corresponding sections in our free business plan template:

• 2.1 Products and services
• 2.2 Market analysis
• 2.3 Industry description and outlook
• 2.4 SWOT analysis

In this section, you should highlight your business products and services and describe what makes them unique, such as their:

• limitations
• cost and sale price.

You can also include details of any plans your business has to introduce new products and services.

Your market analysis should describe your target market (e.g. local, international) and target customers.

Add in the research you have done about your industry and the market trends.

In this section, you will also complete a SWOT analysis (strengths, weaknesses, opportunities, threats).

Find out more about researching your market:

• planning and conducting market and customer research
• market research kit .
• 3.1 Current situation
• 3.2 Marketing objectives
• 3.3 Target segments
• 3.4 Competitor analysis
• 3.5 Brand positioning
• 3.6 Marketing programs
• 3.7 Marketing tactics
• 3.8 Key actions
• 3.9 Business controls

A business plan should include a high-level summary of your market research and analysis.

Starting with your current situation, complete your marketing objectives and analysis around your target market and your competitiveness.

Complete your customer and competitor profiles and develop a 1-page brand strategy .

These will help you prepare your marketing plan in section 3 of the template.

Your plan will include marketing tactics and an action plan. You will identify how you will set KPIs and report on your marketing effectiveness.

Learn about:

• branding your business
• writing a marketing strategy and plan .
• 4.1 Sales strategies
• 4.2 Sales analysis and forecast
• 4.3 Customer management

Explain your sales forecasts and targets in this section, and how you will manage customer records and payments. You should understand what sales strategies will work for you and the best channels to market your products or services .

You will also need to know what your current sales, volume and market share are and what you expect them to be for the next 2 years.

Learn about cash flow, invoices and payments and how to collect and store customer information for help with managing customers.

Regardless of your business or industry, you will need to prepare for operating some of your business online.

Note your digital and customer and data-protection strategies in your business plan. You could also include:

• the digital tools and resources that will be used in your business
• the people responsible for overseeing the digital strategy within the business
• details of any security considerations.

Complete a digital health check and learn how to create a digital strategy for your business .

• 6.1 Business structure
• 6.2 Contracts, licences and agreements
• 6.3 Intellectual property
• 6.4 Insurance
• 6.6 Employees
• 6.7 Financial
• 6.8 Legal and ethical trading
• 6.9 Risk management
• 6.10 Business continuity

In this section, record the legal and risk management considerations for your business.

Describe your business structure and the contracts you have now or could have in the future.

If you have a lease or are considering leasing premises, add the terms and conditions of the lease and any actions you need to take to your plan.

To complete the other legal section, learn about:

• legal requirements for businesses
• selecting the right business location
• business insurance
• intellectual property: the basics
• legal and ethical selling
• your responsibilities as an employer .

Search the Australian Business Licence and Information Service (ABLIS) if you need information about licences that relate to your business.

To identify the risks to your business, your business plan should also:

• outline and demonstrate that you have considered the risks to your business (a business risk analysis) and the possible consequences
• summarise the plans you have in place for overcoming these risks.

A risk matrix tool or risk management plan can be developed to help you analyse your business risks—read more about identifying and managing business risk .

You will also need to consider business continuity planning to prepare for unexpected situations.

• 7.1 Location
• 7.2 Production
• 7.3 Current performance
• 7.4 Plant and equipment
• 7.6 List of major suppliers
• 7.7 Stock and inventory

This section will cover all you know about how you do things in your business—for example, your standard operating procedures and how to ensure the quality of your products and services.

To better understand your business operations, read about:

• business processes, procedures and standards
• choosing the right business location
• stock control: the basics .
• 8.1 Management and key personnel
• 8.3 Training
• 8.4 Recruitment
• 8.5 Succession planning

This section helps you note your current workforce structure and plan for the workforce you will have in the future as you grow, and for potentially passing the business to a successor.

Your business plan will detail your business's organisational structure (proposed or actual)—this is often shown as a diagram representing the business hierarchy, different roles within the business and how they relate to one another.

You should also consider succession planning, even if you haven't thought about how you would sell or pass on the business.

• workforce planning for small business
• training and developing staff
• passing a business to a successor .
• 9.1 Start-up costs
• 9.2 Profit and loss forecast
• 9.3 Cash flow forecast
• 9.4 Balance sheet
• 9.5 Financial ratios

Your business plan should include your business finance details—there is a separate business finance template you can also complete.

Summarise your key financial details, including:

• costs for establishing or operating the business
• sales needed to break even
• projected cash flow
• funding arrangements
• payment plans.

You can assess the financial performance of your business using financial ratios .

• 10.1 Review and update business goals
• 10.2 Make a schedule to review your actions

The final section of the business plan should include a set of actions to take before you review your business plan next, and check your progress. This should be over a 6–12 month period, based on the business goals outlined in your plan.

Set a regular review date for the actions and the business plan. Assess which actions have been completed, which remain outstanding and which require updating to help your business plan remain relevant.

Read about skills for running a business to consider ways to improve your time management and leadership.

Optional business plan elements

While not essential, the following can supplement your business plan.

Business vision statement and business values

A comprehensive business vision statement defines what your business does and why it is important.

This could be added in more detail in your business plan and referred to in your executive summary. Find out how to create a business vision .

Business values are the principles, beliefs, and standards of behaviour that guide your business. Including this in your plan will better reflect your goals for the business.

Customer journey strategy

This section could include details of your business's key customer service strategies.

Consider mapping out the intended customer journey—the intended path customers will follow when interacting with your business.

Start with a short business plan

A 1-page business plan can be a good place to start your business planning.

It can cover only high-level information about your business value proposition (i.e. why a customer would want to buy your products and services) and business model.

A one-page plan can include details about:

• your business vision and values
• projected income and expenses
• identified business risks
• the customer segments you intend to target
• the value proposition of your business
• channels that could be used to reach your target customers (e.g. direct or online marketing)
• your customer service plan
• how you will receive payment for products and services
• the activities needed to achieve your outcomes
• the resources you will need
• details of any partners you will use to provide goods and services
• the cost structure for your products and services (based on all items as listed in the plan).

You can search online for tools that can help you create this plan—for example, a value proposition canvas or business model canvas .

Once you are satisfied with this short business plan, you can use it as the basis for your full business plan.

Communicating your business plan

Communicating your business plan to your staff and stakeholders is essential for implementing it and achieving your business goals, even when starting out with a small team.

Some practical tips for communicating the plan include:

• being mindful of your audience—different communication styles will suit different audiences (e.g. you may be able to communicate more informally with your staff than with your stakeholders, board members or investors)
• choosing an appropriate format, time and place—you could hold a staff meeting, schedule a business plan review session and invite all staff and stakeholders to attend, or create an online presentation
• using clear, concise and simple language
• making time to get feedback from your staff and stakeholders.

Read about skills for running a business for tips on developing your communication skills.

Learn about managing people through change .

Review and update your business plan

You will need to regularly review your business plan to ensure that it is relevant, achievable and up to date with any changes in your business.

Consider reviewing your business plan:

• at regular intervals (e.g. quarterly or annually)
• after a business SWOT analysis has been completed
• when raising capital (e.g. approaching the bank for a loan or pitching to an investor)
• before implementing growth strategies or new products
• when new staff members are added to the team
• when implementing a new organisational structure
• before changes in the industry or to legislation
• when preparing to sell the business .

To help you review your own plan, ask yourself the following questions:

• What will the review schedule be?
• Is the plan up to date?
• Have the business goals changed?
• Is the plan still matched to the business goals?
• Are market trends changing?
• Have there been major political, environmental, social or technological changes that affect your business?
• Have there been significant changes in your finances or need for capital?
• Is the plan still 'fit for purpose'?

Business planning resources and tools

The following planning resources and tools below can help you compile and update your business plan to ensure your business is on track to meet its goals.

• Writing a marketing strategy and plan
• Identifying and managing business risk
• Plan your business finances
• Market and customer research
• Choosing and working with business advisers
• Networking in business

Learn more about business planning with free, online courses .

Resources for finding licences, permits and codes of conduct

Use the Business Launchpad to discover all your licensing needs, compiled in your own customised guide.

You can also search for licences, permits and codes of practice using the Australian Business Licence and Information Service (ABLIS).

Learn about codes of conduct and codes of practices from:

• the Australian Competition and Consumer Commission
• WorkCover Queensland .
• Last reviewed: 8 Dec 2022
• Last updated: 26 Apr 2023

Benefits of a business plan

Your business plan outlines:

• your vision for the business
• the actions that will help you achieve it

When you are starting out, your business plan can help you to secure financing and investment. But your business plan does more than tell others what your plans are. A good business plan can help you test the feasibility of your new business idea, set operational and financial objectives, and make sure your business is manageable and effective.

You will need to revisit your business plan regularly as your business evolves and the business environment changes. These changes could include increased competition, advances in technology or the expectations of your customers.

What to include in your business plan

A clearly written business plan should include:

• the vision and direction of your business – where are you now and where do you want to be?
• a SWOT (strengths, weaknesses, opportunities, threats) analysis – a good business plan won't only identify ways to make your business idea work, it can also help you identify reasons why your idea might not work so you can address them before you invest time and money
• a force field analysis – for each issue identified in your SWOT analysis, identify the positives and negatives of each issue and the actions you will take to address the issue

Write your business plan

Whether your business is just starting out, you're looking to sustain or you're looking to grow, our guide to writing a business plan can help you clarify your goals, figure out your barriers and come up with a plan of action.

Video: How to write a business plan in 8 steps

View transcript.

Whether you're planning to start a business or have been running it for years, business planning is the key to your success. A business plan helps you get finance, gives you control and direction and helps you set priorities.

Step 1: Define your vision

When you start a business, you have a clear goal to achieve this vision. After some time, the clarity of your vision may become blurry. Writing down your vision will help you define it for your staff to identify with your mission. Where are you now? Where do you want your business to be in the future?

Step 2: Set your goals

Make your goals and objectives realistic. Plan your short-term, mid-term, and long-term goals, including choosing your location; the number of customers you plan to reach and your customer demographics; your sales targets - revenue and profit margins; what you will outsource; your required staff numbers; and your growth strategy. Planning this strategy will help realise your dream and make your business thrive.

Step 3: Define your unique selling proposition

What makes you different from your competitors? Highlight the characteristics that make your business stand out from your competitors. Is there demand for your range of products or services? What can your business offer to increase demand?

Step 4: Research your market

Who are your competitors? What product range or services do they offer? Where are the gaps? Where is demand greater than supply and for which products or services? What are the current and future industry trends? How do you leverage these opportunities?

Conduct a SWOT analysis to explore the Strengths, Weaknesses, Opportunities and Threats faced by your business; Think of all possible scenarios. List the issues and conduct a Force Field Analysis for each. This will help you determine clear actions to implement in order to address them.

Step 5: Know your customer

Do your research and define your target audience. Customers are spoilt by choice, so find out their buying habits. What does your ideal customer want? Get their feedback. Who are you targeting by age, gender, behavioural patterns or location? Find your niche.

Step 6: Set your marketing goals

Consider the product range and stock quantities to output or warehouse. Create a product development strategy. What is the price you should set to achieve your desired revenue? How will you handle distribution and delivery? What tools will you use for promotion?

Step 7: Define your marketing strategy

Include your chosen social media channels and engagement. How and where will you advertise - search engine marketing, print, radio or other media? Will you attend industry, trade or networking events?

Step 8: Talk to your accountant

Do your sums - are your financial goals and propositions realistic? How can you improve cash flow? How can you achieve your goals? Good business planning is a three-stage process:

• You PLAN for the future.
• You TRACK your progress.
• And you LEARN from your experience.

One of the most important things to remember is that a business plan is a living document. Just as your business evolves over time, so too should your plans. Set reminders in your calendar to revisit your plan every 3, 6 or 12 months. It's important to revise your goals according to your current status as changes occur over time. Make planning part of your business. It doesn't have to be onerous and it doesn't have to be done in solitude. Make it fun, get creative, and include others in your process.

For more information on business planning, visit business.vic.gov.au where you can access tools, workshops and resources to help you plan for your success.

Create your one-page action plan

A one-page action plan is an overview of the current situation, where you want to be and what you need to do to get there. It's also a practical way to record the outcomes of the planning process.

A one-page action plan has the following elements:

• 'Now' analysis – Summarise your current situation and issues in 4 or 5 points.
• 'Where' analysis – What is your vision? What is your competitive advantage? What are your key objectives?
• Strategies – What are the 3 or 4 key strategies you need to work on over the next 12 months? You can draw these from the SWOT analysis in your business plan.
• Action plans – List about 3 or 4 of the most important actions to complete to help achieve your strategies. You can draw these from the analysis of your key issues and strategies in your business plan.
• Timing – State when you aim to achieve the result and who is responsible for each task. These should be in priority order and are critical for accountability.

Get help in person

If you’re a first time business owner then you might need help working out how to action some of the steps you want to take. This might mean talking to an accountant, other business owners, a mentor, business coach or joining an industry group or your local chamber of commerce.

There's plenty of support available in Victoria to help you upskill and put you on the right track:

• Try one of our mentoring services or workshops .
• Get free advice and speak to subject matter experts with the Small Business Bus .

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Bring your business ideas to life with the tools you need to create, connect, and get more done from anywhere.

Seamless collaboration for the way you work today

Microsoft 365 helps you work smarter and faster, with tools to build and manage your business, stay connected with customers, and safeguard your data.

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Book client meetings, communicate with customers, and collaborate with teammates—remotely or onsite—with Microsoft 365 apps.

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Grow and market your business with the tools to create, access, and edit documents, store and share files with your team, and track projects.

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Find the Microsoft 365 plan that’s right for you

Great for startups

Microsoft 365 Business Basic

(Annual subscription—auto renews) 1

Start with web and mobile apps

• Web and mobile versions of Word, Excel, and PowerPoint 3
• Chat, call, and meet with teams from laptop, tablet, or phone
• Allow clients to book appointments with the Bookings app
• Manage projects with Forms , Lists , and Planner
• 1 TB of cloud storage per user
• Business-class email ([email protected])
• Standard security

Web and mobile apps 3 and services:

Apps and services included

Outlook , manage your email, calendar, tasks, and contacts together in one place.

Word , create impressive documents and improve your writing with built-in intelligent features.

Excel , simplify complex data and create easy-to-read spreadsheets.

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• Microsoft Outlook Microsoft Outlook
• Microsoft Word Microsoft Word
• Microsoft Excel Microsoft Excel
• Microsoft PowerPoint Microsoft PowerPoint
• Microsoft OneDrive Microsoft OneDrive
• Microsoft Teams Microsoft Teams
• Microsoft Bookings Microsoft Bookings
• Microsoft Forms Microsoft Forms
• Microsoft Lists Microsoft Lists
• Microsoft Planner Microsoft Planner
• Microsoft Exchange Microsoft Exchange
• Microsoft SharePoint Microsoft SharePoint

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Microsoft 365 Business Standard

You get Business Basic, plus:

• Installable desktop apps of Word, Excel, and PowerPoint
• Work offline and upload changes to cloud when you reconnect
• Publisher to create your own marketing materials
• Host webinars and large meetings
• Attendee registration and reporting tools for Webinars
• Access for database and data visualization

Desktop, web, and mobile apps 3 and services:

Publisher , create polished, professional layouts without the hassle.

Access , create and share business apps without being a developer.

• Microsoft Publisher (PC only) Microsoft Publisher (PC only)
• Microsoft Access (PC only) Microsoft Access (PC only)

Enterprise-level security

Microsoft 365 Business Premium

You get Business Standard, plus:

Device management

• Remotely wipe lost or stolen devices
• Advanced security tools and features
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Access to advanced IT support is recommended

Intune , apply security policies to help protect business data on all of your organization's devices.

Azure Information Protection , safeguard sensitive information, no matter where it's stored or who it's shared with.

• Microsoft Intune Microsoft Intune
• Microsoft Azure Information Protection Microsoft Azure Information Protection

Excludes chat, meeting, and calling

Microsoft 365 Apps for business

• Installable desktop apps of Word, Excel, PowerPoint, and Outlook
• Anytime phone and web support

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Email and calendar

Web and mobile apps 3

File storage and sharing

Teamwork and communication

Standard security and compliance

Project and customer relationship management

Support and deployment

Installable desktop apps

Webinars and live events

Advanced cyberattack protection

What small businesses are saying about Microsoft 365

Consumer goods

“Teams as a single tool for communication and collaboration made work much more convenient. We needed standardized tools to communicate well with each other across the business.”

Tony’s Chocolonely

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House of Lilac

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The AMAAD Institute

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Get started with Microsoft 365

Sized your way.

Microsoft 365 has solutions tailored to your business’s needs, whatever your company size.

Additional resources

Find self-help and support options to help you make the best choice.

Make it yours

Customize your plan for what you need, with add-ons for Microsoft 365.

Frequently asked questions

Microsoft 365 is the productivity cloud designed to help each of us achieve what matters, in our work and life, with best-in-class Microsoft 365 apps, intelligent cloud services, and advanced security.

View the remote work trend report to discover how people around the world are adjusting to full-time remote work.

Download the full plan comparison table .

Microsoft Defender for Business is a new endpoint security solution designed to help businesses with up to 300 employees. It helps protect against cybersecurity threats, including malware and ransomware, in an easy-to-use, cost-effective package. Microsoft Defender for Business is included with Microsoft 365 Business Premium, and is available as a standalone product. Learn more .

IT service providers can use Microsoft 365 Lighthouse to secure their Business Premium customers at scale. Learn more .

Learn more about Microsoft 365 price update .

• Cancellation policies vary based on your status as a new customer, product, and domain selections on Microsoft.  Learn more . Cancel your Microsoft 365 subscription any time by going to the Microsoft 365 admin center. When a subscription is canceled, all associated data will be deleted.  Learn more about data retention, deletion, and destruction in Microsoft 365 .​
• After your one-month free trial ends, your subscription will automatically convert into a 12-month paid subscription and you will be charged the applicable subscription fee. Cancel anytime during your free trial to stop future charges. Credit card required to sign-up. Learn more .
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• Latest News
• Preparing your business plan

A business plan acts as a guide when your business is being set up and operating; how you work, planning the future and preparing for risks. It is also often a required document for finance applications.

Create a blueprint for your business through your business plan. Document your set of business goals, objectives, target market information and financial forecasts that you are aiming to achieve over a certain period. Regularly reviewing and updating your plan, particularly when you are starting and growing your business, helps to keep your business on track and inform any employees of your business direction.

We recommend you share your plan with your business advisors or accountant, especially if you’re planning to use it to apply for business lending.

To download the free business plan template and guide to step you through the process of developing a business plan that is solid, well-structured and tailored to your business, visit How to develop your business plan on the Australian Government's Business website.

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Business plan template

Create a comprehensive business plan with this easy to use business plan template.

Businesses need a strong plan that outlines what you aim to achieve and gives you a roadmap to get there. Creating your own business plan doesn’t have to be difficult, simply set aside some time to work through the various elements.

What does the business plan template do?

The template walks you through each stage of a business plan. It will help ensure that nothing gets missed, including essential elements such as:

• your profile
• your marketing strategy
• your business structure.

When you’re writing your business plan , it’s important to:

• be clear and focused about what you want to achieve – and stay realistic
• avoid using long words or sentences. Keep your writing clear, simple and easy to understand.

When you’re writing a business plan, use the process to think carefully though every step of your business start-up carefully. You’ll pinpoint weaknesses, identify your strengths, and spot opportunities you might not have thought of.

Writing a plan can be enjoyable. It will help you highlight the ideas and activities at the core of your business, and force you to get your priorities in order too. It could also show you what success will look like, so you can begin measuring it. Each section of the template comes with brief instructions, so that you get the structure right.

When you’re finished, one of our small business bankers will be happy to go over the plan and provide advice and guidance. You can request a call back online to discuss this further.

Download our  business plan template (DOC, 158KB) , opens in new window  and read our detailed article on writing your business plan to get started.

Use our business plan template to guide you through writing your business plan.

Other business moments

Find out if you’re suited to running a business

Use our checklist to help you determine if you have what it takes.

How to write a business plan

Follow our helpful guide to writing a comprehensive plan.

What are business drivers and how do I identify them?

Boost profitability by identifying your key business drivers.

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Business Plan Example Australia

Whether you are growing your existing business or starting afresh, a business plan is a critical business tool. At BusinessPlans, we have produced thousands of business plans for businesses across Australia from diverse industries.

On this page, you will find business plan templates for hundreds of different businesses in Australia. We have sensitised these business plan samples and made them more generic to suit a wide range of businesses.

Simply pick your category, purchase the business plan template and customise the content to reflect your business. Why spend time writing a business plan when you can download a business plan template and customise it suitably

Business Plan Templates that Deliver Results

A good business plan can help you figure out a direction for your business, create strategies to reach your goals and improve your chances of securing finance.

But we also understand that writing a business plan can take a lot of time. If the very thought of writing an exhaustive business plan seems to overwhelm you, consider buying one of our business plan templates.

All of these business plan examples have been produced by our professional business plan writers who have many years of experience in the craft. We have used our extensive experience, in-depth knowledge and expertise to create compelling business plans that have achieved staggering results for our clients.

Now take advantage of our skills by using some of our proven business plans for your business.

You don’t have to spend endless hours writing out your business plan from scratch. Nor do you have to pay for a custom written business plan to a professional writer. Simply download one of our previous works that have been sensitised into a generic template and get going!

Why Use a Business Plan Template?

A good business plan template can help organise your thoughts. It can provide a guideline so you don’t find yourself stuck staring at a blank page figuring out where to begin.

What’s more, a business plan sample provides a general layout of a standard business plan so you understand what goes where whilst ensuring you don’t leave anything out.

A good template also makes the job of writing a business plan easy and effortless.

Need More Information?

Can’t find a template for your business? Perhaps you have a question about our business plan samples? Feel free to contact our friendly team for assistance. Fill in our contact form or call 1300 630 330 .

White Goods Business Plan

Get your business plan done today!

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete.

The White Goods Retailer business plan is a 16 page business plan which was written for an actual Australian White Goods Retailer applying for bank finance. We have sensitised the plan and made it more generic to make it suit a wider range of retail businesses. All that is left to do is to follow what we have written and customise the content to reflect your business.

Why waste time trying to write a business plan from scratch, time is money! Visit Page And Purchase

Wine Bar Business Plan (suitable for Bar Business Plan)

The Wine Bar business plan is a 16 page business plan which was written for an actual Australian Wine Barapplying for bank finance. We have sensitised the plan and made it more generic to make it suit a wider range of businesses. All that is left to do is to follow what we have written and customise the content to reflect your business.

Wedding Planner Business Plan

The Wedding Planner business plan is a 16 page business plan which was written for an actual Australian business applying for bank finance. We have sensitised the plan and made it more generic to make it suit a wider range of businesses. All that is left to do is to follow what we have written and customise the content to reflect your business.

Vineyard Business Plan

The Vineyard business plan is a 16 page business plan which was written for an actual Australian businessapplying for bank finance. We have sensitised the plan and made it more generic to make it suit a wider range of businesses. All that is left to do is to follow what we have written and customise the content to reflect your business.

Security Services Business Plan

The Security Services business plan is a 17 page business plan which was written for an actual Australian Security business applying for bank finance. We have sensitised the plan and made it more generic to make it suit a wider range of business. All that is left to do is to follow what we have written and customise the content to reflect your business.

Tiler (trade )Business Plan

The Tiler’s business plan is a 16 page business plan which was written for an actual Australian Tiling Business applying for bank finance. We have sensitised the plan and made it more generic to make it suit a wider range of trades. All that is left to do is to follow what we have written and customise the content to reflect your business.

Seafood Distributor Business Plan

The Seafood Distributor business plan is a 19 page business plan which was written for an actual Australian Seafood Distributor applying for bank finance. We have sensitised the plan and made it more generic to make it suit a wider range of businesses. All that is left to do is to follow what we have written and customise the content to reflect your business.

Rooftiler Business Plan

The Roof Tiler’s business plan is a 16 page business plan which was written for an actual Australian Trade business applying for bank finance. We have sensitised the plan and made it more generic to make it suit a wider range of trades. All that is left to do is to follow what we have written and customise the content to reflect your business.

Thai Restaurant Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Thai Restaurant business plan is a 17 page business plan written for an actual Australian Thai Restaurant business applying for bank finance.

We have sensitised the plan and made it more generic to make it suit a wider range of businesses. All that is left to do is to follow what we have written and customise the content to reflect your business.

Vietnamese Restaurant Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Vietnamese Restaurant business plan is a 17 page business plan written for an actual Australian Vietnamese Restaurant business applying for bank finance.

Steak House Restaurant Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Steak House Restaurant business plan is a 17 page business plan written for an actual Australian Steak House Restaurant business applying for bank finance.

Spanish Restaurant Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Spanish Restaurant business plan is a 17 page business plan written for an actual Australian Spanish Restaurant business applying for bank finance.

Russian Restaurant Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Russian Restaurant business plan is a 17 page business plan written for an actual Australian Russian Restaurant business applying for bank finance.

Seafood Restaurant Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Seafood Restaurant business plan is a 17 page business plan written for an actual Australian Seafood Restaurant business applying for bank finance.

Pizza and Pasta Restaurant Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Pizza and Pasta Restaurant business plan is a 16 page business plan written for an actual Australian Pizza and Pasta Restaurant business applying for bank finance.

Mongolian Restaurant Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Mongolian Restaurant business plan is a 17 page business plan written for an actual Australian Mongolian Restaurant business applying for bank finance.

Malaysian Restaurant Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Malaysian Restaurant business plan is a 18 page business plan written for an actual Indian Malaysian Restaurant business applying for bank finance.

Mexican Restaurant Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Mexican Restaurant business plan is a 17 page business plan written for an actual Indian Mexican Restaurant business applying for bank finance.

Indonesian Restaurant Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Indonesian Restaurant business plan is a 17 page business plan written for an actual Indian Indonesian Restaurant business applying for bank finance.

Indian Restaurant Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Indian Restaurant business plan is a 17 page business plan written for an actual Indian Hamburger Restaurant business applying for bank finance.

Hamburger Restaurant Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Hamburger Restaurant business plan is a 17 page business plan written for an actual Australian Hamburger Restaurant business applying for bank finance.

Greek Restaurant Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Greek Restaurant business plan is a 17 page business plan written for an actual Australian Greek Restaurant business applying for bank finance.

French Restaurant Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The French Restaurant business plan is a 17 page business plan written for an actual Australian French Restaurant business applying for bank finance.

Chinese Restaurant Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Chinese Restaurant business plan is a 17 page business plan written for an actual Australian Chinese Restaurant business applying for bank finance.

Restaurant Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Restaurant business plan is a 16 page business plan written for an actual Australian Restaurant business applying for bank finance.

Recruitment Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Recruitment business plan is a 16 page business plan written for an actual Australian Recruitment business applying for bank finance.

Real Estate Business Plan

Get your business plan done today! Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The car wash business plan is a 17 page business plan written for an actual Australian Real Estate business applying for bank finance.

Property Development Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Property Development business plan is a 12 page business plan written for an actualAustralian Property Development business applying for bank finance.

Psychologist Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Psychologist’s business plan is a 16 page business plan written for an actualAustralian Psychologist’s business applying for bank finance.

Post Office Business

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Post Office business plan is a 15 page business plan written for an actual Australian Post Office applying for bank finance.

Plumbers Business Plans

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Plumber’s business plan is a 16 page business plan written for an actual Australian Plumbing business applying for bank finance.

Personal Trainer Business Plan

This is an Australian Business Plan. It has been deliberately written in plain language so it is easy to follow. The business plan is emailed to customers in Microsoft Word to allow for easy changes that suit the customers personal circumstances.

Visit Page And Purchase

Photographers Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Photography business plan is a 16 page business plan written for an actual Australian Photography business applying for bank finance.

Painters (Trade) Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Painter’s business plan is a 16 page business plan written for an actual Australian painting business applying for bank finance.

Online Store Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Online Store business plan is a 14 page business plan written for an actual Australian Online Store business applying for bank finance.

Nursery (Plants) Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Nursery business plan is a 14 page business plan written for an actual Australian Nursery business applying for bank finance.

Night Club Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Night Club business plan is a 17 page business plan written for an actual Australian Night Club business applying for bank finance.

Newsagency Business Plan

Do you need help to develop an effective newsagency business plan?

We understand that a business plan is an essential document and that can enable you to win investors. If you are looking for ideas for a well-structured and convincing newsagency business plan, we can help you. At BusinessPlans, we offer specialist business planning services and can help you document your ideas in a clear and professional way. With our business plan solutions , you can build a strong foundation for your business. Our newsagency business plan is crafted to comprehensively outline every aspect of your business and reflect its potential.

Make the right start for your business with our business plan solutions. Get your business plan done today!

You can now avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Newsagency’s business plan is a 15-page business plan written for an actual Australian Newsagency business applying for bank finance.

If you are looking for a  capability statement template , we have the perfect solution for you.

Why waste time trying to write a business plan from scratch, time is money! Avail our business planning services today to get solutions that are second to none.   Visit Page And Purchase

My Franchise BusinessPlan

You are looking to purchase a franchise and the franchisor has asked for a business plan. We have written many business plans for all the major Australian franchises.

How we can help you

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Service Options:

The 48 Hour Plan ($495+gst)

The 48 Hour Plan is the perfect solution for those seeking a franchise business plan. Best of all we only need 1 hour of your time and we do all the work. We will include what the franchisor is looking for and also offer the option to have us do the financial projections all banks want to see. $495+gst …more

DIY Options

Template Help (by a real Consultant in Australia) ($275+gst)

You have a business plans template or want to use one. You would like a professional to help you understand the template and personalise it for your own need. A Consultant will help customers by explaining each part of the template in detail, answer questions, help personalise it and remain available for 7 days (BHs)..…more

The Trilogy Workbook and Template ($25+gst)

The Trilogy Workbook and Template lets you write your own franchise business plan. It is a 50 page workbook and we also give you a template to type straight into. It includes helpful tips and hints along the way

Franchise Business Plans ($22)

Actual business plans for major Australian franchises

Men’s Fashion Retail Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Men’s Fashion Retail business plan is a 16 page business plan written for an actualAustralian Men’s Retail Fashion business applying for bank finance.

Why waste time trying to write a business plan from scratch, time is money!

Massage Services Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Massage Services business plan is a 16 page business plan written for an actualAustralian Massage business applying for bank finance.

Lawyers Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Lawyer business plan is a 16 page business plan written for an Australian Legal services business applying for bank finance. We have sensitised the plan and made it more generic to make it suit a wider range of businesses. All that is left to do is to follow what we have written and customise the content to reflect your business.

Landscaper Designers Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Landscape Designers business plan is a 16 page business plan written for an actualAustralian Landscaping business applying for bank finance. We have sensitised the plan and made it more generic to make it suit a wider range of businesses. All that is left to do is to follow what we have written and customise the content to reflect your business.

Ladies Fashion Retail Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Ladies Fashion Retail business plan is a 16 page business plan written for an actual Australian Fashion Retailer business applying for bank finance. We have sensitised the plan and made it more generic to make it suit a wider range of businesses. All that is left to do is to follow what we have written and customise the content to reflect your business.

Jewelry Shop Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The jewelry business plan is a 15 page business plan written for an actual Australian Jewelry business applying for bank finance. We have sensitised the plan and made it more generic to make it suit a wider range of businesses. All that is left to do is to follow what we have written and customise the content to reflect your business.

Ice Cream Shop Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The ice cream shop business plan is a 17 page business plan written for an actualAustralian Ice Cream Shop business applying for bank finance.

Hotel Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The jewelry business plan is a 15 page business plan written for an actual Australian Hotel business applying for bank finance. We have sensitised the plan and made it more generic to make it suit a wider range of businesses. All that is left to do is to follow what we have written and customise the content to reflect your business.

Gym Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Gym business plan is a 16 page business plan written for an actual Australian Gymapplying for bank finance. We have sensitised the plan and made it more generic to make it suit a wider range of businesses. All that is left to do is to follow what we have written and customise the content to reflect your business.

Giftwear Shop Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Giftwear Shop business plan is a 16 page business plan written for an actualAustralian Giftwear business applying for bank finance. We have sensitised the plan and made it more generic to make it suit a wider range of businesses. All that is left to do is to follow what we have written and customise the content to reflect your business.

General Store Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The General Store business plan is a 15 page business plan written for an actual Australian General Store applying for bank finance. We have sensitised the plan and made it more generic to make it suit a wider range of businesses. All that is left to do is to follow what we have written and customise the content to reflect your business.

Gardners Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Gardener’s business plan is a 16 page business plan written for an actual Australian Gardening business applying for bank finance. We have sensitised the plan and made it more generic to make it suit a wider range of businesses. All that is left to do is to follow what we have written and customise the content to reflect your business.

Furniture Manufacturing Business Plans

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Furniture Retail business plan is a 16 page business plan written for an actual Australian Furniture Retailing business applying for bank finance. We have sensitised the plan and made it more generic to make it suit a wider range of businesses. All that is left to do is to follow what we have written and customise the content to reflect your business.

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The White Goods business plan is a 18 page business plan written for an actual Australian White Goods business applying for bank finance.

Wendy’s Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Wendy’s business plan is a 17 page business plan written for an actual Australian Wendy’s business applying for bank finance.

Top Snap Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Top Snap business plan is a 15 page business plan written for an actual Australian Top Snap business applying for bank finance.

Subway Business Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Subway business plan is a 18 page business plan written for an actual Australian Subway business applying for bank finance.

Salsa Fresh Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Salsa Fresh business plan is a 18 page business plan written for an actual Australian Salsa Fresh business applying for bank finance.

Refund Home Loans Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Refund Home Loans business plan is a 15 page business plan written for an actual Australian Refund Home Loans business applying for bank finance.

Nandos Restaurant Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Nandos business plan is a 19 page business plan written for an actual Indian Nandos Restaurant business applying for bank finance.

If you are looking for a  florist business plan , we have the perfect solution for you.

Muffin Break Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Muffin Break business plan is a 17 page business plan written for an actual Australian Muffin Break business applying for bank finance.

Matchbox Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Matchbox business plan is a 17 page business plan written for an actual Australian Matchbox business applying for bank finance.

Japanese Restaurant Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Japanese Restaurant business plan is a 18 page business plan written for an actual Indian Japanese Restaurant business applying for bank finance.

Italian Restaurant Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Italian Restaurant business plan is a 17 page business plan written for an actual Indian Italian Restaurant business applying for bank finance.

Gloria Jeans Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Gloria Jeans business plan is a 17 page business plan written for an actual Australian Gloria Jeans business applying for bank finance.

FoodWorks Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The FoodWorks business plan is a 17 page business plan written for an actual Australian FoodWorks business applying for bank finance.

Donut King Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Donut King business plan is a 17 page business plan written for an actual Australian Donut King business applying for bank finance.

Coffee Club Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Coffee Club business plan is a 14 page business plan written for an actual Australian Coffee Club business applying for bank finance.

Franchise Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The franchise business plan is a 17 page business plan written for an actual Australian franchise business applying for bank finance.

Florist Business Plan

Are you planning to start a florist business and looking for ideas to develop a business plan?

A business plan is an essential document that defines a business and enables you to structure it efficiently. It is a critical document and may be required in the process of availing a loan and setting short and long-term goals. Developing a business plan is a vital step as a well-constructed plan can help you to drive your business towards success.

BusinessPlans offers specialist business planning service that is second to none. If you are looking for a florist business plan, avail the service of our experts to develop a professional business plan . With our experience, we possess the expertise to create bespoke florist business plans that can immensely help your business to grow.

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Florist business plan is a 16-page document written for an actual Australian Florist business applying for bank finance. We have sensitised the plan and made it more generic to make it suit a wider range of businesses. All that is left to do is to follow what we have written and customise the content to reflect your business.

With our efficient business planning service, we intend to simplify it for you. Our business plan is designed to be powerful and can help your business stand out from its competitors.

Get in touch with us today to discuss your requirement and craft an effective florist business plan. We just don’t present what you tell us, if we think the matter can be improved we let you know and discuss it with you.

Engineering Services Business Plan

The Engineering Services business plan is a 16 page business plan written for an actual Australian Engineering Services business applying for bank finance. We have sensitised the plan and made it more generic to make it suit a wider range of businesses. All that is left to do is to follow what we have written and customise the content to reflect your business.

Electricians Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Electricians business plan is a 16 page business plan written for an actual Australian Electrician business applying for bank finance. We have sensitised the plan and made it more generic to make it suit a wider range of businesses. All that is left to do is to follow what we have written and customise the content to reflect your business.

Electrical Installation & Cabling Services Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Electrical Installations & Cabling Services business plan is a 16 page business plan written for an actual Australian Electrical & Cabling business applying for bank finance. We have sensitised the plan and made it more generic to make it suit a wider range of businesses. All that is left to do is to follow what we have written and customise the content to reflect your business.

Dog Training School Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Dog Training School business plan is a 16 page business plan written for an actualAustralian Dog Training School business applying for bank finance. We have sensitised the plan and made it more generic to make it suit a wider range of businesses. All that is left to do is to follow what we have written and customise the content to reflect your business.

Day Tours Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Day Tours business plan is a 14 page business plan written for an actual Australian Day Tours business applying for bank finance. We have sensitised the plan and made it more generic to make it suit a wider range of businesses. All that is left to do is to follow what we have written and customise the content to reflect your business.

Counselling Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Counselling business plan is a 16 page business plan written for an actual Australian Counselling business applying for bank finance. We have sensitised the plan and made it more generic to make it suit a wider range of businesses. All that is left to do is to follow what we have written and customise the content to reflect your business.

Computer Repairs Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Computer Repairs business plan is a 16 page business plan written for an actualAustralian Computer Repair business applying for bank finance. We have sensitised the plan and made it more generic to make it suit a wider range of businesses. All that is left to do is to follow what we have written and customise the content to reflect your business.

Commercial Building Safety Services Business Plan

This is an Australian Business Plan. It has been deliberately written in plain language so it is easy to follow. The business plan is emailed to customers in Microsoft Word to allow for easy changes that suit the customers personal circumstances. Visit Page And Purchase

Clothing (wholesale) Business Plan

The Wholesale Clothing business plan is a 16 page business plan written for an actual Australian Clothing Wholesale business applying for bank finance. We have sensitised the plan and made it more generic to make it suit a wider range of businesses. All that is left to do is to follow what we have written and customise the content to reflect your business.

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Cleaning Services business plan is a 17 page business plan written for an actualAustralian Cleaning Services business applying for bank finance. We have sensitised the plan and made it more generic to make it suit a wider range of businesses. All that is left to do is to follow what we have written and customise the content to reflect your business.

This business plan suits both residential and commercial cleaning services. Visit Page And Purchase

Childrens Clothing Shop Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The Childrens Clothing Shop business plan is a 17 page business plan written for an actualAustralian Childrens Clothing business applying for bank finance. We have sensitised the plan and made it more generic to make it suit a wider range of businesses. All that is left to do is to follow what we have written and customise the content to reflect your business.

Children’s Play Centre Business Plan

Child care centre business plan.

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The child care centre business plan is a 16 page business plan written for an actualAustralian Child Care Centre business applying for bank finance. We have sensitised the plan and made it more generic to make it suit a wider range of businesses. All that is left to do is to follow what we have written and customise the content to reflect your business.

Charity Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The charity business plan is a 16 page business plan written for an actual Australian charity business applying for bank finance. We have sensitised the plan and made it more generic to make it suit a wider range of businesses. All that is left to do is to follow what we have written and customise the content to reflect your business.

Catering Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The catering business plan is a 16 page business plan written for an actual Australian catering business applying for bank finance. We have sensitised the plan and made it more generic to make it suit a wider range of businesses. All that is left to do is to follow what we have written and customise the content to reflect your business.

Carpenter / Cabinet Maker / Joinery Services Business Plan

This is an Australian Business Plan. It has been deliberately written in plain language so it is easy to follow. The business plan is emailed to customers in Microsoft Word to allow for easy changes that suit the customers personal circumstances

Car Wash Business Plan

The car wash business plan is a 16 page business plan written for an actual Australian car wash businessapplying for bank finance. We have sensitised the plan and made it more generic to make it suit a wider range of businesses. All that is left to do is to follow what we have written and customise the content to reflect your business.

Car Hire Business Plan

Avoid the dreaded ‘Blank Page Syndrome’ and do the smart thing by starting your plan with one that’s almost complete. The car hire business plan is a 16 page business plan written for an actual Australian car hire business applying for bank finance. We have sensitised the plan and made it more generic to make it suit a wider range of businesses. All that is left to do is to follow what we have written and customise the content to reflect your business.

Why waste time trying to write a business plan from scratch, time is money Visit Page And Purchase

Camping Store Business Plan

Cake shop business plan, cafe business plan.

The cafe business plan is a 16 page business plan which was written for an actual Australian cafe applying for bank finance. We have sensitised the plan and made it more generic to make it suit a wider range of cafes. All that is left to do is to follow what we have written and customise the content to reflect your business.

Business Consultant Business Plan

Builders business plan.

The Builder’s business plan is a 22 page business plan which was written for an actual Australian builder applying for bank finance. We have sensitised the plan and made it more generic to make it suit a wider range of businesses. All that is left to do is to follow what we have written and customise the content to reflect your business.

Beauty Salon & Hairdresser Business Plan

The Beauty Salon and Hairdresser business plan is a 14 page business plan which was written for an actual Australian business applying for bank finance. We have sensitised the plan and made it more generic to make it suit a wider range of beauty realated businesses. All that is left to do is to follow what we have written and customise the content to reflect your business.

Bakery Business Plan

The bakerybusiness plan is a 16 page business plan which was written for an actual Australian bakery applying for bank finance. We have sensitised the plan and made it more generic to make it suit a wider range of bakeries. All that is left to do is to follow what we have written and customise the content to reflect your business.

Asian Grocery Business Plan

The Asian Grocery business plan is a 16 page business plan which was written for an actual Australian based Asian Grocery business applying for bank finance. We have sensitised the plan and made it more generic to make it suit a wider range of grocery businesses. All that is left to do is to follow what we have written and customise the content to reflect your business.

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Accountant’s Business Plan

The accountant business plan is a 16 page business plan which is written for an Australian Accounting practiceapplying for bank finance. It is written in with standard services and generic operating elements to make it suit a wider range of practices. All that is left to do is to follow what we have written and customise the content to reflect your business.

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• Business planning

Effective business planning can be the key to your success. A business plan can help you secure finance, prioritise your efforts and evaluate opportunities.

It may initially seem like a lot of work; however a well prepared business plan can save you time and money in the long run.

Writing a business plan

You can download our business plan template and guide to writing a business plan to assist you to complete your plan.

What should a business plan include?

There are no rules about what your plan should cover or the level of detail. In general, plans need to include information regarding:

• business profile
• vision, mission and goals
• market research
• operational strategy
• products and/or services
• marketing plan
• financial strategy.

Before starting your business plan

You may want to consider the following key questions to help determine if you are ready to start writing your business plan.

• Have you thoroughly refined your business idea so you have a good understanding of how your business will operate?
• Have you researched your business concept to determine if there is a need for it in the marketplace?
• Have you completed a feasibility study to determine expected level of success?
• Do you have the money required to start and grow the business?
• Are you prepared to invest significant time into the business to get it up and running?

How often should I review my business plan?

Business planning is an ongoing activity. Review plans regularly and update whenever your circumstances change.

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Get serious with our free business plan template

Turn your business vision into a reality with our free, customisable business plan template. Available in single and multi-page format.

Bring your business ideas to life

Our easy-to-use, guided templates give you a roadmap for success.

Map your goals

Start moving in the right direction with a plan that covers all of the essential business basics. Outline your executive summary, vision statement and future goals.

Define products and services

Highlight your unique offerings and market strategy, including what you'll sell (and how you'll sell it). It’s time to show the world how you’re better than anyone else at what you do.

Attract investors

Show potential partners why they should invest in your business. A comprehensive financial forecast is key when looking to secure funding.

Why you need a business plan

Whether you’re an established company or just starting out, a business plan is vital for success. A well thought out plan helps you consider the essential elements of your business and define a winning strategy.

And through the process of writing a business plan, you’ll uncover new opportunities and unlock your business’s true potential.  

Start planning now

Download your free business plan template

Complete the form and we’ll send you our free, customisable template, so you can get down to business.

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Access everything you need to start planning your vision and how you’ll achieve it.

A guided experience

Our business plan templates are intuitive and easily accessible, for every business. Each section has helpful tips, prompts and instructions to guide you through all the components of your business plan.

Designed for your needs

We know that writing a business plan is not a one-size-fits all activity. That’s why we’ve put together both a streamlined single-pager and a comprehensive multi-pager. Now you can map out your needs at a high level, or outline your strategy in precise detail.

Helpful resources

Looking for more help on how to write a business plan? We’ve got you covered. Check out our resources on how to start a business , or our 12-step guide on how to write a plan for your business .

All your questions answered about the MYOB business plan template

What’s included in the business plan template toggle section.

Both our single and multi-page templates cover all the essential elements of a business plan, including an business details, vision statement and goal setting, market strategy and customer demographics, funding and investment information. Our multi-pager adds further detail and contains helpful guidance for each section.

Is the business plan template customisable? Toggle Section

Yes! Our templates are completely editable, customisable and available in multiple formats, allowing you the flexibility to choose the structure that best suits your needs.

Do I need a business plan to start a business? Toggle Section

Technically no, however as the saying goes, if you fail to plan you are planning to fail. For instance, how can you measure how things are going, if you don’t know where you're at?

Why create a business plan? Toggle Section

A strong business plan can help you plan for the future, enabling you to foresee potential roadblocks and author the roadmap that will drive you toward success. Through the process of planning, you’ll analyse all the important aspects of your business, provide certainty to future investors, reduce risk and plot an actionable pathway to achieving your ultimate vision.

How often should I update my business plan? Toggle Section

It’s a good idea to update your plan to align with the current state of business, market and strategy. Set aside some time on a regular, periodic basis to review your plan and see what’s working and what needs adjusting.

Victorian budget 2023 hits big business and landlords to pay back COVID-19 debt

Big businesses, holiday-home owners and landlords will be asked to foot the bill for the Victorian government's COVID-19 debt, as part of a 10-year fiscal repair plan unveiled in the state budget.

Key points:

• The COVID levy will impose increased taxes on big business and property owners over 10 years
• Net debt is still expected to rise to roughly a quarter of the state's economy
• The state's budget is expected to climb back to a $2.9 billion cash surplus this year, but a $1 billion operating surplus will not be reached until 2025-26

Some jobs in the public service will also be slashed, with between 3,000 and 4,000 corporate and office staff set to go as part of a four-year $2.1 billion efficiency drive.

But jobs in other parts of the public sector, including frontline health worker roles, are expected to grow.

For weeks, the government had warned the budget would involve "challenging" decisions as it aimed to pull back debt amid rapidly rising interest rates.

On Tuesday, Treasurer Tim Pallas unveiled a "COVID Debt Levy", a two-part tax which the government expects will raise $8.6 billion over the next four years and will remain in place until 2033.

Firstly, businesses with a national payroll of more than $10 million will pay additional payroll tax of 0.5 per cent, or 1 per cent if their national payroll exceeds $100 million.

Mr Pallas said he expected the payroll increase would affect about 5 per cent of Victorian businesses.

Secondly, the threshold for Victoria's land tax — which does not apply to the family home — will be lowered from $300,000 to $50,000.

An annual charge of $500 will apply to affected properties between $50,000 and $100,000 as part of the 10-year levy.

A charge of $975 will apply for property landholdings worth between $100,000 and $300,000, while land tax rates for properties above $300,000 will rise by $975 plus 0.1 per cent of the land's value.

Mr Pallas, who estimated about 860,000 landowners would be affected, argued the COVID levy targeted businesses and property owners who had seen healthy recent profits.

"We think big business has the capacity to make a modest additional contribution that over the next 10 years to assist in repaying the COVID debt," Mr Pallas said.

But the opposition accused the government of delivering a painful budget that asked Victorians to pay for the government's financial mismanagement.

Net debt continues to grow

Despite the 10-year COVID debt repayment plan, net debt is still forecast to grow to an eye-watering $171.4 billion in four years' time — nearly a quarter of the state's economy.

That's partly because the budget provided billions of dollars in funding for major election commitments made by the government, including significant commitments across health.

Budget papers estimate Victoria's net debt will rise from $116.7 billion this year to $162.2 billion by 2025-26, a modest reduction on the pre-election budget update of $165.9 billion for that year.

The state's budget is expected to climb back to a $2.9 billion cash surplus this year, but a $1 billion operating surplus will not be reached until 2025-26.

When pressed on why net debt was still projected to remain high despite the imposition of a debt levy, Mr Pallas downplayed the importance of paying off debt taken on to fund state-building projects, compared to debt taken on during the pandemic.

Speaking to journalists in the budget lock-up, Mr Pallas said state-building debt could be likened to a mortgage, while borrowing during the COVID pandemic had become a credit card debt.

"A mortgage entered into for the right things, whether it's to grow your business or to get a roof over your house and to be able to look after your family, that serves a productive purpose in the future," he said.

"Credit card debt, given the level of interest that accumulates and the choices that you have to make in an emergency has been used, but you need to pay that off because credit card debt keeps accumulating."

The budget did outline a slowed rate of infrastructure spending, which is projected to be between $1-2 billion less each year than outlined in the pre-election budget update.

The government also outlined plans to use the Victorian Future Fund, which was established in last year's budget , to help pay down COVID-19 debt over time.

Credit rating agency S&P Global Ratings, which downgraded Victoria's credit rating from AAA to AA in 2020, said the budget's COVID debt repayment strategies were a positive sign but Victoria's fiscal outlook remained "weak" compared to other states.

"Higher payroll and land taxes, and savings should improve fiscal outcomes compared with the pre-budget trajectory," analyst Anthony Walker said.

"In saying this, the rising tax burden could influence investment decisions at the margin, potentially weighing on growth prospects slightly."

Credit rating agency Moody's said inflationary pressure, billions committed to election promises and capital spending on projects such as social housing and modernising the electricity grid would "elevate execution risk" for the state's budget repair.

"Despite the intrinsic strength of the Victorian and broader Australian economies relative to global peers, we do not expect Victoria's debt burden to stabilise before the end of fiscal 2028, maintaining negative pressure on the state's rating," senior credit officer John Manning said.

Some measures to ease pressure on small business

Small businesses have been offered some budget relief, with the payroll tax threshold rising from $700,000 to $900,000 from July next year, then rising to $1 million in 2025.

The government will also move to abolish stamp duty for commercial and industrial properties.

That transition, starting from mid-2024, will see business property owners able to pay an annual property tax over 10 years, rather than a lump sum upon purchase.

But foreign property investors will face increased fees, with the absentee owner surcharge rate rising from 2 per cent to 4 per cent.

The measure, which the government said would align Victoria's taxation of properties with New South Wales, is expected to bring in $283.3 million in 2023-24.

Real Estate Institute Victoria CEO Quentin Kilian said the budget's measures affecting his industry ranged from "good" to "horrible".

He branded the increased land taxes a "horror move" but said there could be "real benefits" to the reforms to stamp duty on commercial property sales.

High-fee private schools hit with payroll tax

Victoria's wealthiest private schools have also been asked to contribute to budget repair, as the government announced it will remove the payroll tax exemption for the top 15 per cent of non-government schools by fee level.

Budget papers estimated about 110 schools would be affected, in a measure expected to bring in $134.8 million when it takes effect in 2024-25.

Independent Schools Victoria chief executive Michelle Green said the news had come as a shock to the sector and would be "greeted with dismay" by parents who sent their children to private schools.

"It was made without consultation and is based on an arbitrary definition of a 'high-fee' school," she said.

"It is likely to have a damaging impact on the operations of many Independent schools, with the potential to disrupt the education of their students."

The government has also revealed the state's native timber industry will close at the end of this year, offering $200 million to help workers in that industry transition to other jobs .

The budget papers confirmed several measures flagged over the past few weeks, including rises to business premiums for WorkCover.

Opposition says budget inflicts 'pain' on all Victorians

Opposition Leader John Pesutto slammed the Andrews government for raising taxes, saying Victorians were paying the price for Labor's "incompetence".

"This is a budget that is mean. It is nasty," Mr Pesutto said.

"It visits pain on every Victorian."

Shadow Treasurer Brad Rowswell said only Labor could introduce new taxes and job cuts, but deliver a greater net debt.

"There is a reason why today's budget is printed in red, because it's not good news for every Victorian," Mr Rowswell said.

Mr Rowswell also said the hikes to land tax would exacerbate the state's housing affordability crisis.

"This is a tax on renters. This is going to make it harder for people who can least afford it to enter the rental market," he said.

"Measures introduced today are going to make it much more difficult for young people, for vulnerable people who are simply asking for a roof over their head."

Millions for flood recovery

The budget includes an extra $677 million for ongoing flood recovery, on top of $1.8 billion promised last year.

That includes $45.9 million for immediate response costs incurred by emergency services organisations, $7.1 million to support councils to undertake impact assessments and more than $23 million to repair VicSES Emergency Hubs at Rochester and Heathcote in Central Victoria.

The state government has also earmarked $234 million of additional flood recovery funding for programs that are planned to be partly funded by the Commonwealth, but are yet to be agreed upon.

Details about Commonwealth Games project funding were missing from the state budget, but a government spokesperson said the state's $2.6 billion commitment outlined in last year's budget remained.

The budget also included $601 million to build 23 VLocity trains, and $219 million for additional V-Line services, including extra weekend services on major regional train lines.

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Victorian budget 2023: big business, property investors and private schools targeted to pay state’s Covid debts

Victoria treasurer Tim Pallas unveils plan to cut up to 4,000 public service jobs and raise taxes on ‘those with an ability to pay’

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Big business and property investors are set to be slugged with new taxes and the public sector slashed in an effort to repay $31.5bn worth of emergency funds borrowed by the Victorian government at the height of the pandemic.

The treasurer, Tim Pallas, on Tuesday handed down his ninth and “most difficult” budget, which details a “Covid debt repayment plan” to bring the state’s borrowings – set to total $171.4bn by 2026/27 – under control.

He also announced an end to payroll tax exemptions for about 110 “high-fee” private schools, which is expected to deliver an additional $422.2m in government revenue.

“We’re ensuring that while our kids will of course have memories of the trauma that was the Covid years, they won’t necessarily be paying for that trauma for the rest of their lives,” Pallas told reporters.

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However, the budget delivers on Labor’s key election commitments on health and education and brings forward the end date to native timber logging in the state.

From July, businesses that pay more than $10m in wages nationally – or 5% of the state’s employers – will pay a “Covid debt levy” via a payroll tax surcharge of 0.5% for their Victorian employees. Businesses with national payrolls above $100m pay a 1% surcharge.

From January 2024, property investors will face additional land tax charges, with landholdings worth over $300,000 to pay a $975 fee plus 0.1% of the total land value. A fee of $500 will apply for landholdings worth $50,000-$100,000; and $975 for land worth between $100,000 and $300,000.

Family homes will be exempt from the changes, which Pallas said will affect 860,000 landowners who will pay an average of $1,300 in additional taxes annually.

Pallas said the “Covid debt” levies were “temporary, targeted and responsible” and structured to target “those with an ability to pay”. He said big business profits were up 24% over the past three years, and landlords have seen land values increase by 84% in the past decade. Rents also rose by 25% over five years.

The two measures, which will be in place for a decade, are expected to raise $8.6bn over the next four years.

In an effort to soften the blow for business, stamp duty will be abolished for commercial and industrial properties in favour of an annual property tax, and business insurance duties will be phased out over the next decade.

Payroll tax exemptions will be removed for about 110 high-fee private schools, which will raise $134.8m in 2024/25, increasing to $147.1m in 2026/27. The government will also double the levy paid by overseas property investors to 4%, and lift betting taxes from 10% to 15% of wagering revenue, in line with New South Wales.

The government has also identified $2.1bn in savings over four years, including reducing the public service by 3,000-4,000 workers – described as a return to “pre-pandemic levels” – and scaling back the use of labour hire and consultancy firms.

Pallas maintains the cuts to the public sector will not impact frontline workers such as nurses, teachers and emergency service personnel.

Public sector wages – one of the government’s biggest costs – is expected to account for almost $35.3bn of expenditure in 2023/24. This has grown by almost $2bn since the pre-election budget update in November, accounting for the doubling of the public sector wage cap to 3%.

The budget forecasts a deficit of $4bn this financial year – an increase of $400m since November. The deficit is then projected to shrink to $1.1bn in 2024/25, before building to surpluses of $1bn in 2025/26 and $1.2bn in 2026/27.

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Net debt is expected to reach $116.7bn in June this year and is expected to keep growing across the forward estimates, reaching $135.4bn next financial year and an eye-watering $171.4bn in 2026/27 – 24.4% of the state’s economy.

Interest payments on state debt is forecast to total $5.6bn in this financial year – or $15m a day – up from the $5.17bn forecast six months ago. It will then grow to almost $8bn in 2026/27.

The government has managed to keep a lid on blowouts of its major projects – with a $565m increase in costs (or 0.3%) – but project completion timeframes have extended by 21%.

The budget rests on several key assumptions, including that inflation peaked at 7% in the 2022/23 financial year and will drop to 4.25% this year, before falling to 2.75% in 2024/25 and 2.5% in 205/56.

It also assumes population growth of 3.5% in 2023/24, while unemployment grows to 4.25%.

Pallas titled the budget “Doing What Matters” – the same slogan Labor used during its November election campaign – and he said it “funds every commitment made”. This includes $4.9bn for health and hospital upgrades, $2.1bn for new and upgraded schools and an initial $1bn to establish the State Electricity Commission.

The budget also announced the bringing forwards of the end date of Victoria’s native timber industry from 2030 to 1 January 2024, with a $200m package to help transition workers.

Aboriginal-led children and family services have also been allocated $140m.

Alongside the budget, the government will introduce legislation to parliament to ensure its “future fund” – which now totals $8bn – is only drawn down to pay off debt. It was established using funds from the part-privatisation of VicRoads last year.

The opposition leader, John Pesutto, on Tuesday said: “This budget shows that under Labor, Victoria is broke, life is getting harder and Victorians are being punished for the government’s incompetence”.

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Planday has arrived in Australia. Is it right for your business?

Managing people is one of the biggest challenges faced by small businesses. The complexity of payroll obligations makes this even more of a burden. In fact, last year we surveyed small businesses across Australia and found that 37% were worried they would accidentally pay their staff incorrectly.

To ease the burden on employers, we’ve introduced an online workforce solution: Planday . This is part of our suite of employee management tools available in Australia, helping employers and employees connect in real time.

Not sure if Planday is right for you or your clients? Here are four ways it can help make employee management easier.

1. Streamline time tracking, rostering and communications

For those using spreadsheets and manual rosters, Planday completely digitises the process, moving all the time tracking, rostering and communications into the cloud.  The staff planning tool helps employers by simplifying the arduous processes involved in time tracking and changing shifts. 

There’s also an app for employees to enter their availability, submit time and leave requests, view rosters and swap shifts. It also keeps employees up-to-date and engaged with in-app messaging, news, and an engagement widget.

2. Integrate with Xero Payroll

Planday on its own is a great tool for small businesses. But when combined with accounting and payroll software, it becomes a powerful solution.  Planday integrates with Xero Payroll , offering a real-time picture of most labour costs versus key operating metrics, such as revenue.

If you’re an advisor who support your clients’ payroll, having all the timesheets in one place means less time chasing timesheets, while giving you a data trail to support compliance needs.

3. Navigate Australian Modern Awards

Navigating over 100 Modern Awards in Australia is overwhelming to many small business owners and their advisors. Awards outline the minimum pay rate and conditions which are different across industries and occupations.  For small business owners, it’s critical that employees are paid correctly, or they can face penalties. 

Emma Stewart from Cultor said: “The Xero Payroll + Planday integration has streamlined our payroll processes. We are confident that our employees are getting paid correctly and we are complying with the General Retail Award.”

At this time, Planday’s award interpretation feature is available for businesses using the Retail and Clerks Awards. Planday will continue to release more awards into the future, such as Hospitality and Healthcare, to help you pay staff in line with the Australian Modern Awards rules.

If your Award isn’t available just yet, depending on your needs, you can still use Planday as a rostering, time tracking and employee communications tool. Set up pay rates manually in Planday and when you’re connected to Xero Payroll, they will automatically sync when processing pay runs. 

4. Forecast with advanced analytics

You’ll also have access to advanced analytics that provide forecasts on daily revenue versus most labour costs. For advisors with admin access, these analytics can help you provide guidance to clients on adjusting staffing levels and how to manage operations.

Planday will continue to expand its functionality in Australia. The Planday Plus package, which allows you to connect with Xero Payroll, is AU$7.25 (ex GST) per user, per month (minimum five users). Planday is currently billed separately to Xero Payroll.

If you’re interested in using Planday for your small business or practice clients, log into Xero to sign up and start using it today.

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Country and region availability for Audio Conferencing and Calling Plans

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You can select a country or region to see what cloud voice features are available to your organization.

Select your country or region to see what's available for your organization

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After you've verified if one of the Teams services is available, you can see Microsoft Teams add-on licensing to help you buy licenses and assign them to your users.

If you need to get more telephone numbers for your users, see Getting phone numbers for your users or, for phone number request forms, Manage phone numbers for your organization .

Want to learn more about these services

Audio conferencing.

Sometimes people in your organization will need to use a phone to call in to a meeting. Teams includes the Audio Conferencing feature for just this situation! People can call in to meetings using a phone instead of using the Teams apps on a mobile device or PC. When you've decided that you want Audio Conferencing for your organization, buy one Audio Conferencing license for each person in your organization who is going to schedule/host an audio meeting.

With Audio Conferencing, there are toll and toll free phone numbers that can be used by your users to dial in to meetings. Toll numbers from the following countries or regions are automatically assigned as shared audio conferencing numbers to organizations when they're enabled for Audio Conferencing. Dedicated toll and toll free numbers can be assigned to your organization from additional cities.

There isn't a resource that contains a listing of all of the dial-in numbers for Audio Conferencing. To find out if there are dial-in phone numbers available in your area or country/region, go to Teams admin center > Voice > Phone Numbers , click Add , and then click New Service Numbers . Use the lists for Country/Region , State/Region , and City to filter your search. If you are looking for toll free service numbers, select toll free from the State/Region list.

To see more about Audio Conferencing, see Audio Conferencing common questions

Pricing for Audio Conferencing

Using the Call Me feature or when adding other people to a meeting so they can join it

In Audio Conferencing, the " Call Me " feature is used to let other people join a dial-in meeting. Use the drop-down list in this article to search for the country/region and see if this feature is available.

Dialing out to toll free or free phone numbers may not be possible, because some toll free numbers only function from within a certain country or area within a country. For example, if you dial out from the United States to a toll free number in Brazil, the call may not be successful because the call didn't originate from within Brazil or from a specific region within Brazil. The ability to dial out to toll free numbers varies widely depending on the restrictions of the toll free number dialed. Unfortunately, we can't control this behavior, and as a result, your experience may vary depending on the toll free number dialed and the restrictions of the toll free number.

Dialing out from a meeting to another country/region in the world that isn't listed below is available using Communication Credits . For those users, you'll need to Set up Communications Credits for your organization .

Phone System

With Phone System, you create auto attendants and call queues (with a toll or toll free number) to answer incoming calls for your organization. When you add a Calling Plan for users, they can use Teams to take care of basic call-control tasks, such as placing and receiving calls, transferring calls, and muting and unmuting calls. Phone System users click a name in their address book, and Teams will place a call to that person. To place and receive calls, Phone System users use their mobile devices, a headset with a laptop or PC, or one of many IP phones that work with Teams.

The availability of toll phone numbers from some of these locations might vary at any given time depending on inventory levels. In addition to getting phone numbers for individual users, it's also possible to search and acquire toll or toll free phone numbers for services such as Audio Conferencing (for conference bridges), auto attendants and call queues. These are called service numbers. See Getting service phone numbers to get phone numbers. But for your users, after you assign a Calling Plan to them, you can assign a user phone number so they can make and receive phone calls. To find those phone numbers, go to Getting phone numbers for your users . You can also see Assign, change, or remove a phone number for a user .

Pricing for Phone System

The availability of toll phone numbers from some of these locations might vary at any given time depending on inventory levels.

Use the drop-down list at the top of the page to search for a country or region and what services are available.

Microsoft Teams Calling Plans

Along with Phone System, Calling Plans let users make and receive phone calls. You first get a user (subscriber) phone number (not a service number) to assign to the user, and then assign a Calling Plan. There are three types of Calling Plans available: Domestic , International , and Pay-As-You-Go . See Calling Plans for Microsoft Teams for more details.

You can also see Microsoft Teams add-on licensing options for licensing information.

The country/region is based on the location of the user's license in the Microsoft 365 admin center > Active Users and not the billing address listed under the Organization Profile in the Microsoft 365 admin center .

Toll and toll free phone numbers for services

In addition to getting phone numbers for individual users, it's also possible to search and acquire toll or toll free phone numbers for services such as Audio Conferencing (for conference bridges), auto attendants, and call queues. These are called service numbers.

The following is a list of capitals and major cities from where you can get toll service numbers to use with Audio Conferencing and Calling Plans. You get toll service numbers from these locations using the Teams admin center .

If you want to get a toll or toll free service number, you can see Getting service phone numbers . If you already have a toll or toll free service number that you want to transfer from a different provider, see Manage phone numbers for your organization .

Communications Credits

We recommend that you set up Communications Credits for your Audio Conferencing and Calling Plans users that need the ability to dial out to any destination . Many countries/regions are included, but some destinations might not be included in your Calling Plan or Audio Conferencing subscriptions.

If you don't set up Communications Credits and assign a license to users, and you run out of minutes for your organization (depending on your Calling Plan or Audio Conferencing plan or your country/region), they won't be able to make calls or dial out from meetings. You can find out more information including recommended funding amounts by reading What are Communications Credits?

Related topics

Getting service phone numbers for Microsoft Teams

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