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Business Plan Pro 11.0

The best selling business plan software for quickly producing attractive business plans that get results.

Business Planning Software

Quickly develop and publish comprehensive business plans that will help guide your business and get funding. Business Plan Pro is the bestselling software for business plans--outselling all competing packages combined.

New features in the 2008 version include:

  • Improved error checking
  • Support for plans in Spanish
  • Updated user interface
  • Management dashboard
  • One-click chart customization
  • Easier progress tracking
  • and much more!

Develop a plan quickly.

The Easy Plan Wizard(TM) leads you through all steps in the process of developing a business plan. Includes over 400 professional business plan samples to give you concrete examples for a variety of industries to help jumpstart the planning process.

Develop a professional, customized, comprehensive plan that fits your business and industry.

Marketing and sales strategy, break-even analysis, competitive analysis, product plans, financial plans, market segment analyses, ratio analysis, management team descriptions and much more are easily incorporated into the plan. Comparable statistics on over 8,000 industries are included to help validate assumptions and compare to others in the industry.

Quickly find investors to fund your business.

Business Plan Pro's format has been developed to meet the strict standards of Venture Capitalists, Angel Investors, Bank Loan Officers, and the SBA--it can be tailored depending on the funding source. Search through a database of over 1,200 venture capital firms. Publish your business plan to a secure, password-protected web site for your potential investors.

View a sample business plan!

Extras include:

The book, "Hurdle: The book on Business Planning" and online access to "On Target: The Book on Marketing Plans" and an ebook titled "InSite: The Book on Web Planning".


PC World: "Business Plan Pro gives you all the tools you need to create a polished, professional-looking plan. It also provides a solid information background with a business planning workbook by Palo Alto Software founder Tim Berry and a business startup guide by former Apple Computer strategist Guy Kawasaki." "...Business Plan Pro packs in a ton of features for a small price. It even includes links to U.S. census data, an optional eBay module, and the ability to upload your plan to the password-protected, and allow others to access it online."

Accounting Today: "More robust than its competitors, the program's strength lies in its extensive library of more than 400 sample business plan templates, segregated by industry, and in its excellent analytical capabilities. . .Business Plan Pro 2003 should be part of an accountant's toolkit for business planning and analysis."

Small Business Computing: "In look and feel, BPP resembles tax software — such as Intuit's TurboTax — on steroids. The wizard asks a series of questions that include: start date, the type of business you are creating, cash versus accrual accounting and lots more, and provides explanations and resources, usually with each step. It effectively walks you through the process of building a plan and even refers you to specific chapters in the enclosed books."

PC Magazine: "Palo Alto Software's Business Plan Pro has always been the best overall business plan creation program. . . It still remains the program to beat for business plan creation and dissemination.", Small Business Advisor: "Palo Alto's Business Plan Pro typically gets the nod from those in the know. My vote goes to this package, too."

Entrepreneur Magazine: "Business Plan Pro from Palo Alto Software is a great example of an out-of-box solution that is user-friendly and produces a formatted final product you can circulate among potential investors."

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We build the tools and resources that help people start, fund, manage, and grow their business.

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The world's most popular business plan software.

Free comprehensive business planning guide.

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Our products are used by over 1,500,000 entrepreneurs and small businesses..

No matter your industry, we build software that helps you grow your business better and faster. We're also the choice of leading companies and universities.

Founded in 1988, we have over 30 years experience supporting small businesses.

You'll find our customers in over 180 countries around the world.

Our customers have awarded us a 4.8 out of 5 satisfaction rating. Thank you!

Our Customers And Fans

Our customers and fans include Godiva, Speck, Seeing Machines, Harvard Business Review, Entrepreneur Magazine, and The Wall Street Journal.

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We help accountants and bookkeepers develop client advisory services.


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We understand small business because we are a small business—and we're committed to providing that knowledge and expertise to as many other small businesses as possible.

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Review: The Business Planning Pro 11.0 Software


Business Plan Pro gives you a step by step guide on how to create a business plan using the Easy Plan Wizard. This software assists you when adopting a business concept, clarifying business objectives and building a very effective business structure. With the Easy Plan Wizard, it simplifies the process as it assists you in defining what your business is about, the product or service your will sell, your target market, sales targets among others.

When preparing your ideal business plan, it is vital to keep it realistic. The Business Plan Pro has 3 D charts. With the Business Plan Pro you will find relevant examples to guide you. In case you come across an example that seems suitable for you, then it is important to copy and paste it into your own plan and then you can make necessary changes by editing it to conform to your business information.

The Business Plan Pro has got a charting tool. The published business plans are formatted in a way that they are approved by the Small Business Administration. Note that, the Business Plan Pro also has the ability to identify the tasks you have completed and those you have not. When it comes to market research, Business Plan Pro does this for you. It has over 9000 industries making it very easy to get the required information that is related to your specific business. Also included is a huge database of sample plans.

One factor that is usually of concern to many is that of time. The question asked is how much time will it take? Business Plan Pro is able to shorten the time taken to finish a business plan through its newly streamlined user interface. You just select the ‘Keep it’ simple option which gives you a very fast start. Then follow up by finding a market research profile that is suitable and goes along with your business. Copy and paste the profile and simply edit it. It’s that simple.

The Business Plan Pro can also check errors very easily. This can be done by following simple instructions that are available on the software. The beauty about this software is that it offers recommendations.

The Business Plan Pro also allows you to Publish and distribute a business plan, and offers plans for the future. The Business Plan Pro makes coming up with a business plan so easy and it is most highly recommended.


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Mini PC RGB AK1 Plus, Intel N95(up to 3.4GHz) 12th Gen Processor Mini Desktop Computer, 16GB RAM 512GB SSD, Dual 4K HDMI, Small PC, 2.4/5G WiFi, Bluetooth, Business/Office/HTPC

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Mini PC RGB AK1 Plus, Intel N95(up to 3.4GHz) 12th Gen Processor Mini Desktop Computer, 16GB RAM 512GB SSD, Dual 4K HDMI, Small PC, 2.4/5G WiFi, Bluetooth, Business/Office/HTPC

Purchase options and add-ons, about this item.

  • ✅【Unique RGB Lighting Effects】As our first small-core product with RGB lighting effects, RGB Lighting, Illuminating Your Life, Adding Artistic Ambiance to Your Space.
  • ✅【Intel 12th-Gen Small-core Processor】AK1Plus mini PC uses a new generation of Alder Lake processor - N95. (With 4 cores and 4 threads, 1.70-3.40GHz) Compared with the previous mini computers Celeron N5095 and N5105, the performance of small pc is improved by about 30%, making your work and life more efficient.
  • ✅【More Easier Configuration Upgrade】 The mini computer is initially configured with a 16GB SD-DIMM 2666MHz DDR4 memory and a 512GB M.2 SATA 2280 SSD. Both can be replaced, up to [16GB 3200MHz DDR4 RAM] + [2TB NVME PCIE3.0 SSD]. In addition, there is an empty slot for a 2.5-inch hard drive inside, so you don't have to worry about insufficient storage capacity for mini desktop computer.
  • ✅【Support Dual 4K Screen Simultaneous Display】There are two HDMI ports on the back of pc mini AK1 Plus, which can achieve a resolution of up to 3840*2160 pixels and a refresh rate of up to 60 Hz. Regardless of the multi-screen needs of securities or industry, it can be displayed to you smoothly, clearly, and without lag, so that you can avoid the trouble of switching screens back and forth.
  • ✅【Mature and Stable Wireless Connection】The wireless connection of N95 mini pc AK1 Plus is equipped with 2.4/5G dual-band Wifi, and the protocol is IEEE 802.11 a, b/g, n, ac. The transmission speed can reach up to 450Mbps on the 2.4GHz band and up to 1300Mbps on the 5GHz band. In addition, Bluetooth 4.2 is also configured. Mature and stable technology escorts your wireless connection.

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More Semiconductors, Less Housing: China’s New Economic Plan

Policymakers, wary of inciting reckless borrowing in real estate, are instead investing heavily in factories and trying to help indebted local governments.

Three workers load blue boxes onto the rear of a red truck, seen through a warehouse’s doors.

By Keith Bradsher

Reporting from Guangzhou and Weifang, China

China’s political leaders, under pressure to support the country’s fragile recovery, are slowly steering the economy on a new course. No longer able to rely on real estate and local debt to drive growth, they are instead investing more heavily in manufacturing and increasing borrowing by the central government.

For the first time since 2005, when comparable record keeping in China began, banks controlled by the state have started a sustained reduction in real estate lending, data released last week showed. Enormous sums are instead being channeled to manufacturers, particularly in fast-growing industries like electric cars and semiconductors.

There are risks to the approach. China has a chronic oversupply of factories, well more than it needs for its domestic market. A greater emphasis on manufacturing will probably lead to more exports , an increase that could antagonize China’s trading partners. China’s extra lending also poses a challenge for the West, which is trying to foster extra investment in some of the same industries through legislation like the Biden administration’s Inflation Reduction Act.

The shift to manufacturing loans underlines Beijing’s reluctance to bail out China’s debt-burdened property market. Construction and housing account for about a quarter of the economy and are now suffering from steep declines in prices, sales and investment.

China’s investment push might stir more growth in the coming months, partly offsetting troubles in the housing sector. But more central government borrowing, as a replacement for local borrowing, will do little to defuse the long-term drag on growth caused by accumulating debt.

“I don’t think there is a problem for short-term development, but we have to be concerned about medium and long-term development,” Ding Shuang, the chief economist for China at Standard Chartered, said at a recent forum of Chinese economists and finance experts in Guangzhou. “It’s fair to say real estate is not at a floor.”

China’s housing crisis has its roots in four decades of debt-fueled speculation that drove prices to levels far above what could normally be justified by rents or household incomes. China’s policymakers triggered the sector’s recent decline by starting to rein in lending several years ago, and now are reluctant to rescue the sector by kicking off another binge of housing loans.

The government believed that China’s economy would snap back in 2023 after the country’s leaders lifted most “zero Covid” restrictions that quashed the economy last year. But after an initial burst of activity, growth lagged in the spring and summer. Vulnerabilities remain: Manufacturing activity stumbled again last month, after showing growth in August and September.

Last week, at a conference presided over by Xi Jinping, China’s top leader, Communist Party and government officials met in private to discuss finance policy. According to an official statement afterward, the conference ordered that more financial resources be channeled to advanced manufacturing industries , as well as assistance to local governments.

While the housing market struggles, factory construction fueled by government-backed financing is in high gear.

China has already built enough solar panel factories to supply the entire world’s needs. It has built enough auto factories to make every car sold in China, Europe and the United States. And by the end of 2024, China will have built in just five years as many petrochemical factories as all of those now running in Europe plus Japan and South Korea.

Economists at the recent gathering in Guangzhou, held by the International Finance Forum, a Chinese think tank, acknowledged that the country faced challenges not encountered since the years immediately after Mao’s death in 1976. But they predicted that big investments in new manufacturing technologies would pay off.

“Today we have comparable difficulties as 1978, so the question now is what will be the future of innovation-driven growth?” said Zhang Yansheng, a former senior official in the central government’s economic planning agency who is now at the China Center for International Economic Exchanges.

The China banking system’s switch from real estate loans to manufacturing started several years ago, Bert Hofman, the director of the East Asian Institute at the National University of Singapore, said at the Guangzhou event.

Before the pandemic, China’s banks were increasing their lending to real estate by more than $700 billion a year. In the 12 months through September, the total loans outstanding to real estate fell slightly. Banks lent less to developers, and households paid off old mortgages while taking out fewer new ones.

By comparison, net lending to industrial companies skyrocketed from $63 billion in the first nine months of 2019 to $680 billion in the first nine months of this year. That money has gone partly toward building a semiconductor industry that may allow China to wean itself from imports and bypass American export controls, as well as toward categories like electric car manufacturing and shipbuilding.

Many economists have expressed concern that throwing more money at manufacturing might not fix the broader economy. The real estate sector is still decaying and is so large that offsetting its troubles with growth in industries like car manufacturing, which is 6 to 7 percent of economic output, won’t be easy.

The factory construction splurge threatens to antagonize other countries: Much of the additional output is likely to be exported because many Chinese households have curtailed spending.

But the United States and the European Union have become less willing to accept further increases in their trade deficits with China. The European Union is already investigating the use of government subsidies by China’s electric vehicle industry, opening a new trade rift between Brussels and Beijing.

Aware of these risks, China is wooing developing countries. These countries still have sizable but often aging manufacturing sectors that provide an opening for exports from newly built, highly efficient factories in China. Many developing countries are struggling to renegotiate large debts owed to Beijing for infrastructure projects, which puts them in a weak position to raise tariffs on Chinese goods.

China’s factories have been gaining dominance for decades. The country’s share of global manufacturing has grown nearly five times, to 31 percent, since 2000, according to data from the United Nations Industrial Development Organization. The United States’ share has tumbled to 16 percent, while the share of developing countries not including China has stayed level at 19 percent.

Of course, one thing isn’t changing in China’s approach: its reliance on borrowing to fuel growth.

Officials have tried repeatedly for years to tame its debt addiction. Liu He, a vice premier, promised in a speech in 2018 that it would happen within three years.

Instead, local government debt has surged since 2020, reaching nearly $8 trillion last year, and the semi-independent borrowing units of local governments have accumulated trillions of dollars more in loans. China’s overall debt has ballooned until it is considerably larger, relative to the country’s economic output , than debt in the United States and many other developed countries.

Yao Yang, the director of the National School of Development at Peking University, said in September that debt control efforts had not succeeded.

“Between 2014 and 2018, which should have been a window for defusing debt, the debt skyrocketed; the situation became worse after 2020,” he said in a speech. “This indicates that previous debt-defusing measures were ineffective and, in some cases, counterproductive.”

Siyi Zhao contributed research.

Keith Bradsher is the Beijing bureau chief for The Times. He previously served as bureau chief in Shanghai, Hong Kong and Detroit and as a Washington correspondent. He has lived and reported in mainland China through the pandemic. More about Keith Bradsher

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KB5027397: Feature update to Windows 11, version 23H2 by using an enablement package

Windows 11, versions 22H2 and 23H2 share a common core operating system with an identical set of system files. Therefore, the new features in Windows 11, version 23H2 are included in the latest monthly quality update for Windows 11, version 22H2 but are in an inactive and dormant state. These new features will remain dormant until they are turned on through the “enablement package,” a small, quick-to-install “master switch” that activates the Windows 11, version 23H2 features.

The enablement package is a great option for installing a scoped feature update like Windows 11, version 23H2 as it enables an update from version 22H2 to version 23H2 with a single restart, reducing update downtime. This enables devices to take advantage of new features now. For version 22H2 devices that receive updates directly from Windows Update or Windows Server Updates Services (WSUS), devices automatically get the enablement package by installing the feature update to Windows 11, version 23H2. 

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Before updating to Windows 11, version 23H2 using an enablement package, you must be running Windows 11, version 22H2. You must have the following prerequisite installed before applying this update:

October 31, 2023—KB5031455 (OS Builds 22621.2506 and 22631.2506) Preview or a later cumulative update

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Reaction to Reuters report on potential Ping An rescue of Country Garden

File photo of a logo of Ping An Insurance seen outside its building in Shenzhen

A logo of Ping An Insurance is seen outside its building in Shenzhen in this February 5, 2013 file photo. REUTERS/Tyrone Siu/File photo Acquire Licensing Rights

  • Country Garden Holdings Co Ltd Follow
  • Ping An Insurance Group Co of China Ltd Follow

Nov 8 (Reuters) - Chinese authorities have asked Ping An Insurance Group to take a controlling stake in embattled Country Garden (2007.HK) , the nation's biggest private property developer, four people familiar with the plan told Reuters.

Ping An has said it categorically denies the story.

Following are reactions to the article.


"China’s government departments and state-owned enterprises intervening in large private real estate firms would ensure a good disposal mechanism of bad assets. This is quite important. The key is that this gives positive expectations to the market that debt risks are controllable."


"Rescuing one developer does not solve risks for the whole real estate industry.

"I hope authorities plan more systematic debt relief for the entire sector, instead of relying on one group or one local government to carry out a bailout.

"These are very large companies. It's not easy for state-owned firms to acquire them, especially now that local governments are also under financial pressure."


"If the central government steps in to help Country Garden, it's for easing the debt crisis and preventing a spillover to financial institutions. But it will not help the China property market, which depends on factors, including employment and consumer confidence. Homebuyers would not rush to buy property just because Country Garden gets out of trouble.


"The news will give a short-lived boost to Country Garden's stock price and market sentiment, but it ultimately depends on whether Country Garden will be rescued and able to deliver homes at the end of the day. For the broader property market, the key is still home sales."


"If this is true, it will have a very significant positive impact on the property and capital markets. If the crisis is allowed to spread and confidence collapses, the risk is that China enters a negative feedback loop of debt and deflation and succumbs into a lost decade in terms of growth.

"Policies already in place, such as demand-side easing and encouraging banks to increase lending to developers, are not enough to solve the current problem. Only equity injections, such as corporate takeovers or nationalisations, are likely to turn around the confidence of home buyers and investors and materially change the situation."


"Such a move could play a big role in restoring market sentiment. From what we saw being conveyed at the Central Financial Work Conference, finance needs to serve the real economy and letting Ping An take action would reflect the will of regulators.

Country Garden's delivery of homes would be smoother, and homebuyers' worries about unfinished homes could be reduced to a certain extent, which would in turn be conducive to the restoration of home-buying confidence for the entire market.

Restoring home-buying confidence would, in general, benefit other private property developers."


"It is probably not so much about debt repayment but the policy goal to complete existing projects. Country Garden may have reached a tipping point where it will need more liquidity to fulfill such a policy goal. The Chinese government is clearly exploring options, and it is a moment of mobilising state resources to limit contagion risks."

Reporting by Reuters staff, Clare Jim in HONG KONG, compiled by Anne Marie Roantree; Editing by Edwina Gibbs and Kim Coghill

Our Standards: The Thomson Reuters Trust Principles.

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Republican Marjorie Taylor Greene moves to impeach US homeland security secretary

U.S. Senator Joe Manchin leaves the Senate floor in Washington

Joe Manchin's exit makes it harder for Democrats to defend US Senate majority

Release of Luis Manuel Diaz, father of Liverpool FC player, kidnapped by the ELN guerrilla.

Colombia ELN guerrillas free kidnapped father of Liverpool soccer star Diaz

Palestinians flee north Gaza towards the south, amid the ongoing conflict between Israel and Palestinian Islamist group Hamas, in the central Gaza Strip

Palestinians leaving besieged Gaza City fear new Nakba

Business Plan Pro 11.0

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  1. Palo Alto Business Plan Pro 11.0 Premier Edition

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    iBusiness Plan Pro 11.0 provides you with everything you need to create a business plan that is sure to make the planning process simple and easy whether you are planning a new business or revising your current plan. The EasyPlan Wizard asks you simple questions then determines next steps based on your unique answers. It not only walks you through the entire planning process with samples along ...

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  11. Business Plan Pro 11.0

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